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Direct
GROWTH
Active
Zerodha Life Cycle Fund 2036 - Direct - Growth
Zerodha Mutual Fund · AMFI: 154436
· ISIN: -
Latest NAV
โน9.8749
as of Nov. 6, 2026
1Y: -3.45%
3Y: -3.45%
Fund Information
08 Nov 2026 ยท captnemo (same fund, direct plan fallback)
Fund House
Zerodha Mutual Fund
Category
Life Cycle Funds - Life Cycle Fund with Maturity of 10 Years
AUM
โน15338.0 Cr
Expense Ratio
0.24%
Same fund direct plan
Min SIP
โน150.0
Min Lumpsum
โน5000.0
Fund Start Date
19 Jan 2024
Lock-in Period
None
๐ฐ Fund AUM Trend
Current: โน15338.0 Cr
Investment Objective
The investment objective of the Scheme is to seek to provide returns that are in line with returns provided by Tata Gold Exchange Traded Fund. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.
Trailing Returns
Full Analysis โ
| Period | Fund | Benchmark | Cat Min | Cat Avg | Cat Max | Excess vs BM | Excess vs Cat |
|---|---|---|---|---|---|---|---|
| 1W | 1151.28% | 649.81% | โ | โ | โ | 501.47% | โ |
| 1M | 41.24% | 103.42% | โ | โ | โ | -62.18% | โ |
| 3M | -10.06% | -9.60% | โ | โ | โ | -0.46% | โ |
| 6M | -3.45% | -3.66% | โ | โ | โ | 0.21% | โ |
| 1Y | -3.45% | -3.66% | โ | โ | โ | 0.21% | โ |
| 2Y | -3.45% | -3.66% | โ | โ | โ | 0.21% | โ |
| 3Y | -3.45% | -3.66% | โ | โ | โ | 0.21% | โ |
| 5Y | -3.45% | -3.66% | โ | โ | โ | 0.21% | โ |
| 7Y | -3.45% | -3.66% | โ | โ | โ | 0.21% | โ |
| 10Y | -3.45% | -3.66% | โ | โ | โ | 0.21% | โ |
| SI | -3.45% | -3.22% | โ | โ | โ | -0.23% | โ |
Risk Snapshot (3Y)
Sharpe Ratio
-1.06
Max Drawdown
-8.75%
Std Dev (Ann)
9.41%
Beta
0.64
Life Cycle Funds - Life Cycle Fund with Maturity of 10 Years
ยท 1 funds
ยท Category Meter โ
NAV History
Trailing Returns (CAGR)
| Period | Fund | Benchmark | Cat Min | Cat Avg | Cat Max | Excess vs BM | Excess vs Cat |
|---|---|---|---|---|---|---|---|
| 1W | 1151.28% | 649.81% | โ | โ | โ | 501.47% | โ |
| 1M | 41.24% | 103.42% | โ | โ | โ | -62.18% | โ |
| 3M | -10.06% | -9.60% | โ | โ | โ | -0.46% | โ |
| 6M | -3.45% | -3.66% | โ | โ | โ | 0.21% | โ |
| 1Y | -3.45% | -3.66% | โ | โ | โ | 0.21% | โ |
| 2Y | -3.45% | -3.66% | โ | โ | โ | 0.21% | โ |
| 3Y | -3.45% | -3.66% | โ | โ | โ | 0.21% | โ |
| 5Y | -3.45% | -3.66% | โ | โ | โ | 0.21% | โ |
| 7Y | -3.45% | -3.66% | โ | โ | โ | 0.21% | โ |
| 10Y | -3.45% | -3.66% | โ | โ | โ | 0.21% | โ |
| SI | -3.45% | -3.22% | โ | โ | โ | -0.23% | โ |
Trailing Returns Chart
Calendar Year Returns
Rolling Return Statistics
All rolling windows vs benchmark โ full history
Rolling returns not computed yet.
Rolling Return Calculator
Inception: Jan. 19, 2024 ยท Latest NAV: โ
Rolling Window
Start Date
End Date
Rolling Returns Distribution (All Windows)
Bar = mean, error bar = min/max. BM shown beside. Right axis = % of periods beating BM.
๐งฎ SIP Simulator
10 yrs
Enter values and click Calculate.
๐ฐ Lumpsum Simulator
10 yrs
Enter values and click Calculate.
Risk Metrics โ 3 Years
Category Avg (Life Cycle Funds - Life Cycle Fund with Maturity of 10 Years)
ยท Std Dev: โ%
ยท Sharpe: โ
ยท Sortino: โ
ยท Max DD: โ%
Std Dev (Ann %)
9.41%
Sharpe Ratio
-1.06
Sortino Ratio
-1.55
Max Drawdown %
-8.75%
Beta
0.64
Alpha (Ann %)
-3.75%
R-Squared %
69.39%
Tracking Error %
6.43%
Info Ratio
-0.05
Upside Capture %
62.1%
Downside Capture %
72.1%
Risk-Free Rate Used
6.50%
Risk Metrics โ 5 Years
Category Avg (Life Cycle Funds - Life Cycle Fund with Maturity of 10 Years)
ยท Std Dev: โ%
ยท Sharpe: โ
ยท Sortino: โ
ยท Max DD: โ%
Std Dev (Ann %)
9.41%
Sharpe Ratio
-1.06
Sortino Ratio
-1.55
Max Drawdown %
-8.75%
Beta
0.64
Alpha (Ann %)
-3.75%
R-Squared %
69.39%
Tracking Error %
6.43%
Info Ratio
-0.05
Upside Capture %
62.1%
Downside Capture %
72.1%
Benchmark
NIFTY 50
Market Volatility Measures (3Y)
Upside Capture
62.1%
Downside Capture
72.1%
Max Drawdown
-8.75%
Quarterly Performance Analysis (Top 5 & Worst 5)
๐ Upside Quarters (Top 5)
| Quarter | Fund | Benchmark |
|---|---|---|
| Q3 2026 | 2.71% | 5.92% |
Total 1 upside quarter(s)
๐ Downside Quarters (Worst 5)
| Quarter | Fund | Benchmark |
|---|---|---|
| No downside quarters found | ||
Total 0 downside quarter(s)
Year-wise Risk Metrics
| Year | Fund CAGR | BM CAGR | Alpha | Beta | Sharpe | Sortino | Max DD | Upside Cap | Downside Cap |
|---|---|---|---|---|---|---|---|---|---|
| 2026* | -3.45% | -3.72% | -3.75% | 0.64 | -1.06 | -1.55 | -8.75% | 62.1% | 72.1% |
* Partial year
Drawdown Chart
Crisis Period Behaviour
"Pre-inception" = fund didn't exist during that period. Hover the โ on each card for how to interpret it.
๐ How to interpret these numbers
0% or positive โ Held up during crash (exceptional)
0% to -15% โ Mild damage, manageable drawdown
Below -15% โ Significant hit; check recovery speed
Recovery label โ Months from trough back to pre-crash peak
Market Regime Analysis
Reading the cards:
โฅ15% Excellent
5โ15% Good
0โ5% Muted
<0% Lost money
|
Click โผ Per-window on any card to see each individual time window
โน๏ธ Regime windows are approximations based on Nifty 50 price action and RBI policy dates. Returns shown are fund NAV CAGR within covered dates only.
โ ๏ธ Benchmark Note: Index data shown is Price Index, not TRI (Total Return Index).
TRI includes dividends and is typically 1-2% higher annually. SEBI mandates TRI for official benchmark comparison.
Sector Allocation
Weightage by Market Cap
Cap data not available โ run
python manage.py ingest_holdingsAsset Allocation
Asset allocation is not available from the on-demand sources for this plan.
Portfolio Summary
Total Holdings
โ
Top 10 Weight
โ
Portfolio Turnover
0.03%
Top Holdings
No holdings were returned by the on-demand portfolio sources for this fund.
Costs & Fees
Expense Ratio
0.24%
Same fund direct plan
Portfolio Turnover
0.0316%
CRISIL Rating
High Risk
Kuvera Rating
โ
Investment Rules
Min Lumpsum
โน5000
Min Additional
โน1000
Min SIP
โน150
SIP Available
โ No
Lock-in Period
None
Redemption Allowed
โ
Yes
Tax Treatment
Debt/Hybrid Fund Tax Rules
• All gains taxed at income slab rate (no indexation benefit after April 2023)
• Applicable to funds with <65% equity allocation
• All gains taxed at income slab rate (no indexation benefit after April 2023)
• Applicable to funds with <65% equity allocation
Benchmark
NIFTY 50
SEBI-assigned category benchmark for this fund type.
Source: database
โ ๏ธ Data shown is Price Index, not TRI. TRI returns are typically 1-2% higher annually.
T
Tapan Patel
Fund Manager ยท captnemo
AMC
Zerodha Mutual Fund
Zerodha Mutual Fund
Manager tenure/profile
Not exposed by current APIs
Not exposed by current APIs
R
Rakesh Prajapati
Fund Manager ยท captnemo
AMC
Zerodha Mutual Fund
Zerodha Mutual Fund
Manager tenure/profile
Not exposed by current APIs
Not exposed by current APIs
N
Nitin Sharma
Fund Manager ยท captnemo
AMC
Zerodha Mutual Fund
Zerodha Mutual Fund
Manager tenure/profile
Not exposed by current APIs
Not exposed by current APIs
Management Context
| Fund House | Zerodha Mutual Fund |
| Inception / First NAV | Jan. 19, 2024 |
| AUM | Rs 15338 Cr |
| Expense Ratio | - |
| Portfolio Turnover | 0.03% |
| Rating | High Risk |
| Benchmark | NIFTY 50 |
| Data Source | captnemo |
Portfolio Managed
Holdings Used
0
unavailable
Sectors
0
Portfolio view
3Y Sharpe
-1.06
NAV computed
3Y Drawdown
-8.8%
NAV computed
The investment objective of the Scheme is to seek to provide returns that are in line with returns provided by Tata Gold Exchange Traded Fund. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.
Computing fund scorecard & factor breakdownโฆ
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