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Home โ€บ Hybrid Schemes - Multi Asset Allocation Fund โ€บ JM Multi Asset Allocation Fund (Direct) - Growth Option
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JM Multi Asset Allocation Fund (Direct) - Growth Option

JM Financial Mutual Fund · AMFI: 154423 · ISIN: INF192K01NQ4
Latest NAV
โ‚น9.8701
as of Nov. 3, 2026
1Y: -3.83%
3Y: -3.83%
Fund Information
04 Nov 2026 ยท captnemo
Fund House
JM Financial Mutual Fund
Category
Hybrid Schemes - Multi Asset Allocation Fund
AUM
โ€”
Expense Ratio
โ€”
Min SIP
โ€”
Min Lumpsum
โ€”
Fund Start Date
20 Jul 2026
Lock-in Period
None
๐Ÿ’ฐ Fund AUM Trend
Current: โ€”
Trailing Returns
Full Analysis โ†’
Period Fund Benchmark Cat Min Cat Avg Cat Max Excess vs BM Excess vs Cat
1W 119.74% 53.29% โ€” โ€” โ€” 66.45% โ€”
1M -19.23% 23.49% โ€” โ€” โ€” -42.72% โ€”
3M -10.56% -24.68% โ€” โ€” โ€” 14.12% โ€”
6M -3.83% -15.61% โ€” โ€” โ€” 11.78% โ€”
1Y -3.83% -15.61% 1.57% 11.23% 21.59% 11.78% -15.06%
2Y -3.83% -15.61% โ€” โ€” โ€” 11.78% โ€”
3Y -3.83% -15.61% 0.00% 11.27% 21.60% 11.78% -15.10%
5Y -3.83% -15.61% 0.00% 8.32% 19.12% 11.78% -12.15%
7Y -3.83% -15.61% โ€” โ€” โ€” 11.78% โ€”
10Y -3.83% -15.61% โ€” โ€” โ€” 11.78% โ€”
SI -3.83% -17.32% โ€” โ€” โ€” 13.49% โ€”
Risk Snapshot (3Y)
Sharpe Ratio
-1.06 (cat: 0.87)
Max Drawdown
-8.84% (cat: -10.87%)
Std Dev (Ann)
9.79% (cat: 9.6%)
Beta
0.58 (cat: 0.57)
Multi Asset Allocation  ยท  52 funds  ยท  Avg Score: 66/100  ยท  Category Meter โ†’
NAV History
Trailing Returns (CAGR)
Period Fund Benchmark Cat Min Cat Avg Cat Max Excess vs BM Excess vs Cat
1W 119.74% 53.29% โ€” โ€” โ€” 66.45% โ€”
1M -19.23% 23.49% โ€” โ€” โ€” -42.72% โ€”
3M -10.56% -24.68% โ€” โ€” โ€” 14.12% โ€”
6M -3.83% -15.61% โ€” โ€” โ€” 11.78% โ€”
1Y -3.83% -15.61% 1.57% 11.23% 21.59% 11.78% -15.06%
2Y -3.83% -15.61% โ€” โ€” โ€” 11.78% โ€”
3Y -3.83% -15.61% 0.00% 11.27% 21.60% 11.78% -15.10%
5Y -3.83% -15.61% 0.00% 8.32% 19.12% 11.78% -12.15%
7Y -3.83% -15.61% โ€” โ€” โ€” 11.78% โ€”
10Y -3.83% -15.61% โ€” โ€” โ€” 11.78% โ€”
SI -3.83% -17.32% โ€” โ€” โ€” 13.49% โ€”
Trailing Returns Chart
Calendar Year Returns
Rolling Return Statistics
All rolling windows vs benchmark โ€” full history
Rolling returns not computed yet.
Rolling Return Calculator
Inception: July 20, 2026  ยท  Latest NAV: โ€”
Rolling Window
Start Date
End Date
Rolling Returns Distribution (All Windows)
Bar = mean, error bar = min/max. BM shown beside. Right axis = % of periods beating BM.
๐Ÿงฎ SIP Simulator
10 yrs
Enter values and click Calculate.
๐Ÿ’ฐ Lumpsum Simulator
10 yrs
Enter values and click Calculate.
Risk Metrics โ€” 3 Years
Category Avg (Multi Asset Allocation)  ยท  Std Dev: 9.65%  ยท  Sharpe: 0.87  ยท  Sortino: 1.06  ยท  Max DD: -10.87%
Std Dev (Ann %)
9.79% (cat: 9.6%)
Sharpe Ratio
-1.06 (cat: 0.87)
Sortino Ratio
-1.38 (cat: 1.06)
Max Drawdown %
-8.84% (cat: -10.87%)
Beta
0.58 (cat: 0.57)
Alpha (Ann %)
3.56% (cat: 11.33)
R-Squared %
45.31%
Tracking Error %
8.43%
Info Ratio
1.60
Upside Capture %
71.7%
Downside Capture %
61.5%
Risk-Free Rate Used
6.50%
Risk Metrics โ€” 5 Years
Category Avg (Multi Asset Allocation)  ยท  Std Dev: 9.42%  ยท  Sharpe: 0.79  ยท  Sortino: 0.98  ยท  Max DD: -11.42%
Std Dev (Ann %)
9.79% (cat: 9.4%)
Sharpe Ratio
-1.06 (cat: 0.79)
Sortino Ratio
-1.38 (cat: 0.98)
Max Drawdown %
-8.84% (cat: -11.42%)
Beta
0.58
Alpha (Ann %)
3.56%
R-Squared %
45.31%
Tracking Error %
8.43%
Info Ratio
1.60
Upside Capture %
71.7%
Downside Capture %
61.5%
Benchmark
NIFTY 50
Market Volatility Measures (3Y)
Upside Capture
71.7%
Downside Capture
61.5%
Max Drawdown
-8.84%
Quarterly Performance Analysis (Top 5 & Worst 5)

๐Ÿ“ˆ Upside Quarters (Top 5)

Quarter Fund Benchmark
No upside quarters found
Total 0 upside quarter(s)

๐Ÿ“‰ Downside Quarters (Worst 5)

Quarter Fund Benchmark
Q3 2026 -1.97% 1.40%
Total 1 downside quarter(s)
Year-wise Risk Metrics
Year Fund CAGR BM CAGR Alpha Beta Sharpe Sortino Max DD Upside Cap Downside Cap
2026* -3.83% -16.25% 3.56% 0.58 -1.06 -1.38 -8.84% 71.7% 61.5%
* Partial year
Drawdown Chart
Crisis Period Behaviour

"Pre-inception" = fund didn't exist during that period. Hover the โ“˜ on each card for how to interpret it.

Pre-inception
2018 IL&FS
โ€”
Aug 2018 โ†’ Oct 2018
Pre-inception
COVID-19
โ€”
Jan 2020 โ†’ Mar 2020
Pre-inception
2008 GFC
โ€”
Jan 2008 โ†’ Mar 2009
Pre-inception
2022 Rate Hike
โ€”
Jan 2022 โ†’ Jun 2022
Pre-inception
2015-16 China
โ€”
Mar 2015 โ†’ Feb 2016
Pre-inception
2024-25 Tariff
โ€”
Sep 2024 โ†’ Apr 2025
๐Ÿ“– How to interpret these numbers
0% or positive โ€” Held up during crash (exceptional)
0% to -15% โ€” Mild damage, manageable drawdown
Below -15% โ€” Significant hit; check recovery speed
Recovery label โ€” Months from trough back to pre-crash peak
Market Regime Analysis
Reading the cards: โ‰ฅ15% Excellent 5โ€“15% Good 0โ€“5% Muted <0% Lost money | Click โ–ผ Per-window on any card to see each individual time window
๐Ÿ“ˆ Bull Market
Strong sustained uptrend (>20% from lows)
No data โ€” fund not active in this regime
๐Ÿ“‰ Bear Market
Sustained decline >20% from recent highs
No data โ€” fund not active in this regime
โ†”๏ธ Sideways / Consolidation
Range-bound market, low trend conviction
No data โ€” fund not active in this regime
๐Ÿ”ฅ High Inflation Period
CPI/WPI elevated >6%; RBI tightening
No data โ€” fund not active in this regime
โœ‚๏ธ Rate Cut Cycle
RBI cutting repo rate; liquidity supportive
No data โ€” fund not active in this regime

โ„น๏ธ Regime windows are approximations based on Nifty 50 price action and RBI policy dates. Returns shown are fund NAV CAGR within covered dates only.

โš ๏ธ Benchmark Note: Index data shown is Price Index, not TRI (Total Return Index). TRI includes dividends and is typically 1-2% higher annually. SEBI mandates TRI for official benchmark comparison.
Sector Allocation
Financial Services
24.7%
Consumer Cyclical
24.2%
Industrials
22.6%
Technology
6.7%
Healthcare
6.1%
Basic Materials
5.8%
Real Estate
5.2%
Consumer Defensive
2.6%
Utilities
2.0%
Weightage by Market Cap
Large Cap 0.11%
Mid Cap 0.02%
Small Cap 99.87%
Asset Allocation
Debt 21.26%
Cash 12.60%
Other 15.20%
Portfolio Summary
Category Avg (Multi Asset Allocation)  ยท  Turnover: 1.5%  (median: 0.6%)
Total Holdings
55
Top 10 Weight
0.19%
Portfolio Turnover
โ€” (cat avg: 1.5%)
Top Holdings
As of Sep 2026
# Security Sector Weight % Fwd P/E
1
Ujjivan Small Finance Bank Ltd Ordinary Shares
INE551W01018
 Financial Services
0.02%
โ€”
2
One97 Communications Ltd
INE982J01020
 Technology
0.02%
โ€”
3
HDFC Bank Ltd
INE040A01034
 Financial Services
0.02%
12.6x
4
Larsen & Toubro Ltd
INE018A01030
 Industrials
0.02%
โ€”
5
Rentomojo Ltd
INE08T701025
 Industrials
0.02%
โ€”
6
IDFC First Bank Ltd
INE092T01019
 Financial Services
0.02%
โ€”
7
Bajaj Finance Ltd
INE296A01032
 Financial Services
0.02%
โ€”
8
Manipal Health Enterprises Ltd
INE459N01021
 Healthcare
0.02%
โ€”
9
Adani Ports & Special Economic Zone Ltd
INE742F01042
 Industrials
0.02%
โ€”
10
Amber Enterprises India Ltd Ordinary Shares
INE371P01015
 Consumer Cyclical
0.02%
โ€”
11
Eternal Ltd
INE758T01015
 Consumer Cyclical
0.02%
โ€”
12
Eicher Motors Ltd
INE066A01021
 Consumer Cyclical
0.02%
31.0x
13
Titan Co Ltd
INE280A01028
 Consumer Cyclical
0.01%
โ€”
14
Diamond Power Infrastructure Ltd
INE989C01038
 Industrials
0.01%
โ€”
15
Shriram Finance Ltd
INE721A01047
 Financial Services
0.01%
โ€”
16
Samvardhana Motherson International Ltd
INE775A01035
 Consumer Cyclical
0.01%
โ€”
17
Graphite India Ltd
INE371A01025
 Industrials
0.01%
โ€”
18
Aditya Vision Ltd
INE679V01027
 Consumer Cyclical
0.01%
โ€”
19
Premier Energies Ltd
INE0BS701011
 Technology
0.01%
โ€”
20
OneSource Specialty Pharma Ltd
INE013P01021
 Healthcare
0.01%
โ€”
21
Honasa Consumer Ltd
INE0J5401028
 Consumer Defensive
0.01%
โ€”
22
Endurance Technologies Ltd
INE913H01037
 Consumer Cyclical
0.01%
โ€”
23
Billionbrains Garage Ventures Ltd
INE0HOQ01053
 Financial Services
0.01%
โ€”
24
Ceat Ltd
INE482A01020
 Consumer Cyclical
0.01%
18.4x
25
InterGlobe Aviation Ltd
INE646L01027
 Industrials
0.01%
โ€”
26
Gravita India Ltd
INE024L01027
 Industrials
0.01%
โ€”
27
Navin Fluorine International Ltd
INE048G01026
 Basic Materials
0.01%
โ€”
28
Indian Hotels Co Ltd
INE053A01029
 Consumer Cyclical
0.01%
โ€”
29
Horizon Industrial Parks Ltd
INE685T01010
 Real Estate
0.01%
โ€”
30
Gaja Alternative Asset Management Ltd
INE18UN01038
 Financial Services
0.01%
โ€”
31
Voltamp Transformers Ltd
INE540H01012
 Industrials
0.01%
โ€”
32
Nippon Life India Asset Management Ltd Ordinary Shares
INE298J01013
 Financial Services
0.01%
โ€”
33
JSW Energy Ltd
INE121E01018
 Utilities
0.01%
โ€”
34
Linde India Ltd
INE473A01011
 Basic Materials
0.96%
โ€”
35
Tatva Chintan Pharma Chem Ltd
INE0GK401011
 Basic Materials
0.93%
โ€”
36
Brookfield India Real Estate Trust
INE0FDU25010
 Real Estate
0.88%
โ€”
37
Embassy Office Parks REIT
INE041025011
 Real Estate
0.73%
โ€”
38
Piramal Finance Limited
INE202B07JW4
 corporate
0.03%
โ€”
39
Power Finance Corporation Limited
INE134E08IO0
 corporate
0.03%
โ€”
40
India (Republic of)
IN002026Y154
 government
0.03%
โ€”
41
6.94% Govt Stock 2036
IN0020260025
 government
0.03%
โ€”
42
6.36% Govt Stock 2031
IN0020250141
 government
0.03%
โ€”
43
National Bank For Agriculture And Rural Development
INE261F08EQ2
 government
0.03%
โ€”
44
6.68% Govt Stock 2033
IN0020250133
 government
0.03%
โ€”
45
India (Republic of)
IN002026Y055
 government
0.02%
โ€”
46
360 One Prime Limited
INE248U07EW8
 corporate
0.60%
โ€”
47
Tata Gold ETF
INF277KA1976
 โ€”
0.07%
โ€”
48
DSP Gold ETF
INF740KA1ZP2
 โ€”
0.04%
โ€”
49
The Clearing Corporation Of India Ltd. 01-Oct-2026
 cashAndEquivalents
0.04%
โ€”
50
Bank Of Baroda
INE028A16KT0
 corporate
0.03%
โ€”
51
Axis Bank Limited
INE238AD6CA3
 corporate
0.03%
โ€”
52
Zerodha Gold ETF
INF0R8F01042
 โ€”
0.02%
โ€”
53
Aditya BSL Silver ETF
INF209KB19F6
 โ€”
0.02%
โ€”
54
DSP Silver ETF
INF740KA1ZQ0
 โ€”
0.01%
โ€”
55
Net Receivable/Payable
 cashAndEquivalents
0.89%
โ€”
Costs & Fees
Category Avg (Multi Asset Allocation)  ยท  Expense Ratio: 0.65%  (median: 0.52%)  ยท  Turnover: 1.5%
Expense Ratio
โ€” (cat avg: 0.65%)
Portfolio Turnover
โ€” (cat avg: 1.5%)
CRISIL Rating
โ€”
Kuvera Rating
โ€”
Investment Rules
Min Lumpsum
โ€”
Min Additional
โ€”
Min SIP
โ€”
SIP Available
โœ… Yes
Lock-in Period
None
Redemption Allowed
โœ… Yes
Tax Treatment
Debt/Hybrid Fund Tax Rules
• All gains taxed at income slab rate (no indexation benefit after April 2023)
• Applicable to funds with <65% equity allocation
Benchmark
NIFTY 50
SEBI-assigned category benchmark for this fund type.
Source: database
โš ๏ธ Data shown is Price Index, not TRI. TRI returns are typically 1-2% higher annually.
Named manager data is not exposed by the available on-demand sources for this fund.
Management Context
Fund HouseJM Financial Mutual Fund
Inception / First NAVJuly 20, 2026
AUM-
Expense Ratio-
Portfolio Turnover-
Rating-
BenchmarkNIFTY 50
Data Sourcecaptnemo
Portfolio Managed
Holdings Used
55
mstarpy
Sectors
9
Portfolio view
3Y Sharpe
-1.06
NAV computed
3Y Drawdown
-8.8%
NAV computed
Investment objective is not exposed by the current metadata provider for this fund.
Computing fund scorecard & factor breakdownโ€ฆ
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