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Direct
GROWTH
Active
Union Consumption Fund - Direct Plan - Growth Option
Union Mutual Fund · AMFI: 154020
· ISIN: INF582M01MH3
Latest NAV
โน9.96
as of Nov. 4, 2026
1Y: -0.47%
3Y: -0.47%
Fund Information
05 Nov 2026 ยท captnemo
Fund House
Union Mutual Fund
Category
Equity Scheme - Sectoral/ Thematic
AUM
โ
Expense Ratio
โ
Min SIP
โ
Min Lumpsum
โ
Fund Start Date
26 Dec 2025
Lock-in Period
None
๐ฐ Fund AUM Trend
Current: โ
Trailing Returns
Full Analysis โ
| Period | Fund | Benchmark | Cat Min | Cat Avg | Cat Max | Excess vs BM | Excess vs Cat |
|---|---|---|---|---|---|---|---|
| 1W | 1079.03% | 999.55% | โ | โ | โ | 79.48% | โ |
| 1M | 77.84% | 75.11% | โ | โ | โ | 2.73% | โ |
| 3M | -3.16% | 17.83% | โ | โ | โ | -20.99% | โ |
| 6M | 13.77% | -2.59% | โ | โ | โ | 16.36% | โ |
| 1Y | -0.47% | -6.78% | -17.08% | 6.52% | 118.06% | 6.31% | -6.99% |
| 2Y | -0.47% | -6.78% | โ | โ | โ | 6.31% | โ |
| 3Y | -0.47% | -6.78% | -3.45% | 11.45% | 49.79% | 6.31% | -11.92% |
| 5Y | -0.47% | -6.78% | 0.00% | 9.62% | 22.38% | 6.31% | -10.09% |
| 7Y | -0.47% | -6.78% | โ | โ | โ | 6.31% | โ |
| 10Y | -0.47% | -6.78% | โ | โ | โ | 6.31% | โ |
| SI | -0.47% | -7.33% | โ | โ | โ | 6.86% | โ |
Risk Snapshot (3Y)
Sharpe Ratio
-0.45
(cat: 0.52)
Max Drawdown
-15.71%
(cat: -21.49%)
Std Dev (Ann)
15.53%
(cat: 16.2%)
Beta
0.69
(cat: 0.85)
Sectoral/ Thematic
ยท 103 funds
ยท Avg Score: 51/100
ยท Category Meter โ
NAV History
Trailing Returns (CAGR)
| Period | Fund | Benchmark | Cat Min | Cat Avg | Cat Max | Excess vs BM | Excess vs Cat |
|---|---|---|---|---|---|---|---|
| 1W | 1079.03% | 999.55% | โ | โ | โ | 79.48% | โ |
| 1M | 77.84% | 75.11% | โ | โ | โ | 2.73% | โ |
| 3M | -3.16% | 17.83% | โ | โ | โ | -20.99% | โ |
| 6M | 13.77% | -2.59% | โ | โ | โ | 16.36% | โ |
| 1Y | -0.47% | -6.78% | -17.08% | 6.52% | 118.06% | 6.31% | -6.99% |
| 2Y | -0.47% | -6.78% | โ | โ | โ | 6.31% | โ |
| 3Y | -0.47% | -6.78% | -3.45% | 11.45% | 49.79% | 6.31% | -11.92% |
| 5Y | -0.47% | -6.78% | 0.00% | 9.62% | 22.38% | 6.31% | -10.09% |
| 7Y | -0.47% | -6.78% | โ | โ | โ | 6.31% | โ |
| 10Y | -0.47% | -6.78% | โ | โ | โ | 6.31% | โ |
| SI | -0.47% | -7.33% | โ | โ | โ | 6.86% | โ |
Trailing Returns Chart
Calendar Year Returns
Rolling Return Statistics
All rolling windows vs benchmark โ full history
Rolling returns not computed yet.
Rolling Return Calculator
Inception: Dec. 26, 2025 ยท Latest NAV: โ
Rolling Window
Start Date
End Date
Rolling Returns Distribution (All Windows)
Bar = mean, error bar = min/max. BM shown beside. Right axis = % of periods beating BM.
๐งฎ SIP Simulator
10 yrs
Enter values and click Calculate.
๐ฐ Lumpsum Simulator
10 yrs
Enter values and click Calculate.
Risk Metrics โ 3 Years
Category Avg (Sectoral/ Thematic)
ยท Std Dev: 16.25%
ยท Sharpe: 0.52
ยท Sortino: 0.67
ยท Max DD: -21.49%
Std Dev (Ann %)
15.53%
(cat: 16.2%)
Sharpe Ratio
-0.45
(cat: 0.52)
Sortino Ratio
-0.65
(cat: 0.67)
Max Drawdown %
-15.71%
(cat: -21.49%)
Beta
0.69
(cat: 0.85)
Alpha (Ann %)
2.43%
(cat: 5.57)
R-Squared %
58.51%
Tracking Error %
11.03%
Info Ratio
0.60
Upside Capture %
83.0%
Downside Capture %
76.1%
Risk-Free Rate Used
6.50%
Risk Metrics โ 5 Years
Category Avg (Sectoral/ Thematic)
ยท Std Dev: 15.72%
ยท Sharpe: 0.47
ยท Sortino: 0.60
ยท Max DD: -23.17%
Std Dev (Ann %)
15.53%
(cat: 15.7%)
Sharpe Ratio
-0.45
(cat: 0.47)
Sortino Ratio
-0.65
(cat: 0.60)
Max Drawdown %
-15.71%
(cat: -23.17%)
Beta
0.69
Alpha (Ann %)
2.43%
R-Squared %
58.51%
Tracking Error %
11.03%
Info Ratio
0.60
Upside Capture %
83.0%
Downside Capture %
76.1%
Benchmark
NIFTY INDIA CONSUMPTION
Market Volatility Measures (3Y)
Upside Capture
83.0%
Downside Capture
76.1%
Max Drawdown
-15.71%
Quarterly Performance Analysis (Top 5 & Worst 5)
๐ Upside Quarters (Top 5)
| Quarter | Fund | Benchmark |
|---|---|---|
| Q1 2026 | 14.58% | 11.42% |
| Q3 2026 | 4.62% | 1.68% |
Total 2 upside quarter(s)
๐ Downside Quarters (Worst 5)
| Quarter | Fund | Benchmark |
|---|---|---|
| Q4 2025 | -16.55% | -15.91% |
| Q2 2026 | -0.73% | -2.13% |
Total 2 downside quarter(s)
Year-wise Risk Metrics
| Year | Fund CAGR | BM CAGR | Alpha | Beta | Sharpe | Sortino | Max DD | Upside Cap | Downside Cap |
|---|---|---|---|---|---|---|---|---|---|
| 2026 | -0.71% | -8.01% | 2.63% | 0.69 | -0.46 | -0.67 | -15.71% | 83.5% | 76.4% |
Drawdown Chart
Crisis Period Behaviour
"Pre-inception" = fund didn't exist during that period. Hover the โ on each card for how to interpret it.
๐ How to interpret these numbers
0% or positive โ Held up during crash (exceptional)
0% to -15% โ Mild damage, manageable drawdown
Below -15% โ Significant hit; check recovery speed
Recovery label โ Months from trough back to pre-crash peak
Market Regime Analysis
Reading the cards:
โฅ15% Excellent
5โ15% Good
0โ5% Muted
<0% Lost money
|
Click โผ Per-window on any card to see each individual time window
โน๏ธ Regime windows are approximations based on Nifty 50 price action and RBI policy dates. Returns shown are fund NAV CAGR within covered dates only.
โ ๏ธ Benchmark Note: Index data shown is Price Index, not TRI (Total Return Index).
TRI includes dividends and is typically 1-2% higher annually. SEBI mandates TRI for official benchmark comparison.
Sector Allocation
Consumer Cyclical
40.1%
Consumer Defensive
22.3%
Technology
8.0%
Communication Services
7.1%
Industrials
6.0%
Basic Materials
4.9%
Financial Services
4.6%
Healthcare
4.6%
Real Estate
2.4%
Weightage by Market Cap
Large Cap
1.17%
Mid Cap
5.56%
Small Cap
4.06%
Asset Allocation
Debt
0.03%
Cash
1.30%
Other
0.00%
Portfolio Summary
Category Avg (Sectoral/ Thematic)
ยท Turnover: 0.8%
(median: 0.5%)
Total Holdings
49
Top 10 Weight
0.44%
Portfolio Turnover
โ
(cat avg: 0.8%)
Top Holdings
As of Sep 2026
| # | Security | Sector | Weight % | Fwd P/E |
|---|---|---|---|---|
| 1 |
Eternal Ltd
INE758T01015
|
Consumer Cyclical |
0.07%
|
โ |
| 2 |
Bharti Airtel Ltd
INE397D01024
|
Communication Services |
0.07%
|
โ |
| 3 |
Mahindra & Mahindra Ltd
INE101A01026
|
Consumer Cyclical |
0.05%
|
22.3x |
| 4 |
Maruti Suzuki India Ltd
INE585B01010
|
Consumer Cyclical |
0.05%
|
27.9x |
| 5 |
Varun Beverages Ltd
INE200M01039
|
Consumer Defensive |
0.04%
|
โ |
| 6 |
Trent Ltd
INE849A01020
|
Consumer Cyclical |
0.04%
|
โ |
| 7 |
Titan Co Ltd
INE280A01028
|
Consumer Cyclical |
0.04%
|
โ |
| 8 |
Radico Khaitan Ltd
INE944F01028
|
Consumer Defensive |
0.03%
|
โ |
| 9 |
LG Electronics India Ltd
INE324D01010
|
Technology |
0.03%
|
โ |
| 10 |
FSN E-Commerce Ventures Ltd
INE388Y01029
|
Consumer Cyclical |
0.03%
|
โ |
| 11 |
Zydus Wellness Ltd
INE768C01028
|
Consumer Defensive |
0.03%
|
โ |
| 12 |
Ather Energy Ltd
INE0LEZ01016
|
Consumer Cyclical |
0.03%
|
โ |
| 13 |
Honasa Consumer Ltd
INE0J5401028
|
Consumer Defensive |
0.03%
|
โ |
| 14 |
One97 Communications Ltd
INE982J01020
|
Technology |
0.03%
|
โ |
| 15 |
Marico Ltd
INE196A01026
|
Consumer Defensive |
0.03%
|
52.6x |
| 16 |
ICICI Bank Ltd
INE090A01021
|
Financial Services |
0.02%
|
17.1x |
| 17 |
Tata Consumer Products Ltd
INE192A01025
|
Consumer Defensive |
0.02%
|
โ |
| 18 |
Dr. Lal PathLabs Ltd
INE600L01024
|
Healthcare |
0.02%
|
โ |
| 19 |
Phoenix Mills Ltd
INE211B01039
|
Real Estate |
0.02%
|
โ |
| 20 |
Pidilite Industries Ltd
INE318A01026
|
Basic Materials |
0.02%
|
โ |
| 21 |
Shiprocket Ltd
INE0FOO01011
|
Technology |
0.02%
|
โ |
| 22 |
Hindustan Unilever Ltd
INE030A01027
|
Consumer Defensive |
0.02%
|
โ |
| 23 |
Berger Paints India Ltd
INE463A01038
|
Basic Materials |
0.02%
|
โ |
| 24 |
TVS Motor Co Ltd
INE494B01023
|
Consumer Cyclical |
0.02%
|
38.9x |
| 25 |
Arvind Fashions Ltd
INE955V01021
|
Consumer Cyclical |
0.02%
|
โ |
| 26 |
Nippon Life India Asset Management Ltd Ordinary Shares
INE298J01013
|
Financial Services |
0.02%
|
โ |
| 27 |
Blue Star Ltd
INE472A01039
|
Industrials |
0.02%
|
โ |
| 28 |
Lenskart Solutions Ltd
INE956O01016
|
Healthcare |
0.02%
|
โ |
| 29 |
Shadowfax Technologies Ltd
INE12UN01015
|
Industrials |
0.02%
|
โ |
| 30 |
CarTrade Tech Ltd
INE290S01011
|
Consumer Cyclical |
0.01%
|
โ |
| 31 |
Meesho Ltd
INE0VDM01015
|
Consumer Cyclical |
0.01%
|
โ |
| 32 |
Metro Brands Ltd
INE317I01021
|
Consumer Cyclical |
0.01%
|
โ |
| 33 |
ITC Ltd
INE154A01025
|
Consumer Defensive |
0.01%
|
โ |
| 34 |
InterGlobe Aviation Ltd
INE646L01027
|
Industrials |
0.01%
|
โ |
| 35 |
Greenply Industries Ltd
INE461C01038
|
Basic Materials |
0.01%
|
โ |
| 36 |
DOMS Industries Ltd
INE321T01012
|
Industrials |
0.01%
|
โ |
| 37 |
Hyundai Motor India Ltd
INE0V6F01027
|
Consumer Cyclical |
0.84%
|
โ |
| 38 |
ZF Commercial Vehicle Control Systems India Ltd
INE342J01019
|
Consumer Cyclical |
0.82%
|
โ |
| 39 |
Milky Mist Dairy Food Ltd
INE00IT01020
|
Consumer Defensive |
0.81%
|
โ |
| 40 |
Corona Remedies Ltd
INE02ZQ01018
|
Healthcare |
0.75%
|
โ |
| 41 |
HDFC Life Insurance Co Ltd
INE795G01014
|
Financial Services |
0.50%
|
โ |
| 42 |
KEI Industries Ltd
INE878B01027
|
Industrials |
0.50%
|
โ |
| 43 |
Dixon Technologies (India) Ltd
INE935N01020
|
Technology |
0.42%
|
โ |
| 44 |
Nestle India Ltd
INE239A01024
|
Consumer Defensive |
0.37%
|
โ |
| 45 |
Prestige Estates Projects Ltd
INE811K01011
|
Real Estate |
0.33%
|
โ |
| 46 |
Sky Gold and Diamonds Ltd
INE01IU01018
|
Consumer Cyclical |
0.19%
|
โ |
| 47 |
India (Republic of)
IN002026X131
|
government |
0.05%
|
โ |
| 48 |
91 Day Treasury Bills
|
government |
0.03%
|
โ |
| 49 |
Treps
|
cashAndEquivalents |
0.02%
|
โ |
Costs & Fees
Category Avg (Sectoral/ Thematic)
ยท Expense Ratio: 1.16%
(median: 1.11%)
ยท Turnover: 0.8%
Expense Ratio
โ
(cat avg: 1.16%)
Portfolio Turnover
โ
(cat avg: 0.8%)
CRISIL Rating
โ
Kuvera Rating
โ
Investment Rules
Min Lumpsum
โ
Min Additional
โ
Min SIP
โ
SIP Available
โ
Yes
Lock-in Period
None
Redemption Allowed
โ
Yes
Tax Treatment
Equity Fund Tax Rules
• STCG (held <12 months): 20% flat
• LTCG (held >12 months): 12.5% on gains above โน1.25 lakh
• ELSS: 3-year lock-in applies; LTCG rules apply
• STCG (held <12 months): 20% flat
• LTCG (held >12 months): 12.5% on gains above โน1.25 lakh
• ELSS: 3-year lock-in applies; LTCG rules apply
Benchmark
NIFTY INDIA CONSUMPTION
SEBI-assigned category benchmark for this fund type.
Source: database
โ ๏ธ Data shown is Price Index, not TRI. TRI returns are typically 1-2% higher annually.
Named manager data is not exposed by the available on-demand sources for this fund.
Management Context
| Fund House | Union Mutual Fund |
| Inception / First NAV | Dec. 26, 2025 |
| AUM | - |
| Expense Ratio | - |
| Portfolio Turnover | - |
| Rating | - |
| Benchmark | NIFTY INDIA CONSUMPTION |
| Data Source | captnemo |
Portfolio Managed
Holdings Used
49
mstarpy
Sectors
9
Portfolio view
3Y Sharpe
-0.45
NAV computed
3Y Drawdown
-15.7%
NAV computed
Investment objective is not exposed by the current metadata provider for this fund.
Computing fund scorecard & factor breakdownโฆ
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