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Home โ€บ Equity Scheme - Sectoral/ Thematic โ€บ Bajaj Finserv Banking and Financial Services Fund - Direct โ€ฆ
Direct GROWTH Active

Bajaj Finserv Banking and Financial Services Fund - Direct - Growth

Bajaj Finserv Mutual Fund · AMFI: 153937 · ISIN: INF0QA701BZ6
Latest NAV
โ‚น9.937
as of Nov. 5, 2026
1Y: -0.45%
3Y: -0.45%
Fund Information
06 Nov 2026 ยท captnemo
Fund House
Bajaj Finserv Mutual Fund
Category
Equity Scheme - Sectoral/ Thematic
AUM
โ€”
Expense Ratio
โ€”
Min SIP
โ€”
Min Lumpsum
โ€”
Fund Start Date
03 Dec 2025
Lock-in Period
None
๐Ÿ’ฐ Fund AUM Trend
Current: โ€”
Trailing Returns
Full Analysis โ†’
Period Fund Benchmark Cat Min Cat Avg Cat Max Excess vs BM Excess vs Cat
1W 2672.65% 157.38% โ€” โ€” โ€” 2515.27% โ€”
1M 69.61% 18.79% โ€” โ€” โ€” 50.82% โ€”
3M -11.50% -14.05% โ€” โ€” โ€” 2.55% โ€”
6M 2.55% -0.48% โ€” โ€” โ€” 3.03% โ€”
1Y -0.45% -5.23% 4.82% 9.48% 15.20% 4.78% -9.93%
2Y -0.45% -5.23% โ€” โ€” โ€” 4.78% โ€”
3Y -0.45% -5.23% 8.50% 12.54% 15.26% 4.78% -12.99%
5Y -0.45% -5.23% 6.45% 11.33% 14.54% 4.78% -11.78%
7Y -0.45% -5.23% โ€” โ€” โ€” 4.78% โ€”
10Y -0.45% -5.23% โ€” โ€” โ€” 4.78% โ€”
SI -0.45% -6.26% โ€” โ€” โ€” 5.81% โ€”
Risk Snapshot (3Y)
Sharpe Ratio
-0.41 (cat: 0.47)
Max Drawdown
-13.63% (cat: -16.23%)
Std Dev (Ann)
17.05% (cat: 16.2%)
Beta
0.90 (cat: 0.93)
Banking  ยท  11 funds  ยท  Avg Score: 51/100  ยท  Category Meter โ†’
NAV History
Trailing Returns (CAGR)
Period Fund Benchmark Cat Min Cat Avg Cat Max Excess vs BM Excess vs Cat
1W 2672.65% 157.38% โ€” โ€” โ€” 2515.27% โ€”
1M 69.61% 18.79% โ€” โ€” โ€” 50.82% โ€”
3M -11.50% -14.05% โ€” โ€” โ€” 2.55% โ€”
6M 2.55% -0.48% โ€” โ€” โ€” 3.03% โ€”
1Y -0.45% -5.23% 4.82% 9.48% 15.20% 4.78% -9.93%
2Y -0.45% -5.23% โ€” โ€” โ€” 4.78% โ€”
3Y -0.45% -5.23% 8.50% 12.54% 15.26% 4.78% -12.99%
5Y -0.45% -5.23% 6.45% 11.33% 14.54% 4.78% -11.78%
7Y -0.45% -5.23% โ€” โ€” โ€” 4.78% โ€”
10Y -0.45% -5.23% โ€” โ€” โ€” 4.78% โ€”
SI -0.45% -6.26% โ€” โ€” โ€” 5.81% โ€”
Trailing Returns Chart
Calendar Year Returns
Rolling Return Statistics
All rolling windows vs benchmark โ€” full history
Rolling returns not computed yet.
Rolling Return Calculator
Inception: Dec. 3, 2025  ยท  Latest NAV: โ€”
Rolling Window
Start Date
End Date
Rolling Returns Distribution (All Windows)
Bar = mean, error bar = min/max. BM shown beside. Right axis = % of periods beating BM.
๐Ÿงฎ SIP Simulator
10 yrs
Enter values and click Calculate.
๐Ÿ’ฐ Lumpsum Simulator
10 yrs
Enter values and click Calculate.
Risk Metrics โ€” 3 Years
Category Avg (Banking)  ยท  Std Dev: 16.20%  ยท  Sharpe: 0.47  ยท  Sortino: 0.61  ยท  Max DD: -16.23%
Std Dev (Ann %)
17.05% (cat: 16.2%)
Sharpe Ratio
-0.41 (cat: 0.47)
Sortino Ratio
-0.60 (cat: 0.61)
Max Drawdown %
-13.63% (cat: -16.23%)
Beta
0.90 (cat: 0.93)
Alpha (Ann %)
4.40% (cat: 5.41)
R-Squared %
92.41%
Tracking Error %
4.77%
Info Ratio
1.18
Upside Capture %
92.0%
Downside Capture %
90.3%
Risk-Free Rate Used
6.50%
Risk Metrics โ€” 5 Years
Category Avg (Banking)  ยท  Std Dev: 16.34%  ยท  Sharpe: 0.54  ยท  Sortino: 0.71  ยท  Max DD: -18.37%
Std Dev (Ann %)
17.05% (cat: 16.3%)
Sharpe Ratio
-0.41 (cat: 0.54)
Sortino Ratio
-0.60 (cat: 0.71)
Max Drawdown %
-13.63% (cat: -18.37%)
Beta
0.90
Alpha (Ann %)
4.40%
R-Squared %
92.41%
Tracking Error %
4.77%
Info Ratio
1.18
Upside Capture %
92.0%
Downside Capture %
90.3%
Benchmark
NIFTY BANK
Market Volatility Measures (3Y)
Upside Capture
92.0%
Downside Capture
90.3%
Max Drawdown
-13.63%
Quarterly Performance Analysis (Top 5 & Worst 5)

๐Ÿ“ˆ Upside Quarters (Top 5)

Quarter Fund Benchmark
Q1 2026 15.73% 14.46%
Q3 2026 5.11% 2.34%
Total 2 upside quarter(s)

๐Ÿ“‰ Downside Quarters (Worst 5)

Quarter Fund Benchmark
Q4 2025 -13.64% -15.62%
Q2 2026 -6.06% -5.06%
Total 2 downside quarter(s)
Year-wise Risk Metrics
Year Fund CAGR BM CAGR Alpha Beta Sharpe Sortino Max DD Upside Cap Downside Cap
2026 -1.92% -7.52% 4.03% 0.90 -0.47 -0.71 -13.63% 91.9% 91.0%
2025* 12.57% 13.25% 7.24% 0.82 0.93 1.70 -0.52% 89.1% 70.7%
Drawdown Chart
Crisis Period Behaviour

"Pre-inception" = fund didn't exist during that period. Hover the โ“˜ on each card for how to interpret it.

Pre-inception
2018 IL&FS
โ€”
Aug 2018 โ†’ Oct 2018
Pre-inception
COVID-19
โ€”
Jan 2020 โ†’ Mar 2020
Pre-inception
2008 GFC
โ€”
Jan 2008 โ†’ Mar 2009
Pre-inception
2022 Rate Hike
โ€”
Jan 2022 โ†’ Jun 2022
Pre-inception
2015-16 China
โ€”
Mar 2015 โ†’ Feb 2016
Pre-inception
2024-25 Tariff
โ€”
Sep 2024 โ†’ Apr 2025
๐Ÿ“– How to interpret these numbers
0% or positive โ€” Held up during crash (exceptional)
0% to -15% โ€” Mild damage, manageable drawdown
Below -15% โ€” Significant hit; check recovery speed
Recovery label โ€” Months from trough back to pre-crash peak
Market Regime Analysis
Reading the cards: โ‰ฅ15% Excellent 5โ€“15% Good 0โ€“5% Muted <0% Lost money | Click โ–ผ Per-window on any card to see each individual time window
๐Ÿ“ˆ Bull Market
Strong sustained uptrend (>20% from lows)
No data โ€” fund not active in this regime
๐Ÿ“‰ Bear Market
Sustained decline >20% from recent highs
No data โ€” fund not active in this regime
โ†”๏ธ Sideways / Consolidation
Range-bound market, low trend conviction
No data โ€” fund not active in this regime
๐Ÿ”ฅ High Inflation Period
CPI/WPI elevated >6%; RBI tightening
No data โ€” fund not active in this regime
โœ‚๏ธ Rate Cut Cycle
RBI cutting repo rate; liquidity supportive
No data โ€” fund not active in this regime

โ„น๏ธ Regime windows are approximations based on Nifty 50 price action and RBI policy dates. Returns shown are fund NAV CAGR within covered dates only.

โš ๏ธ Benchmark Note: Index data shown is Price Index, not TRI (Total Return Index). TRI includes dividends and is typically 1-2% higher annually. SEBI mandates TRI for official benchmark comparison.
Sector Allocation
Financial Services
97.1%
Technology
1.8%
Healthcare
0.6%
Industrials
0.5%
Weightage by Market Cap
Large Cap 1.90%
Mid Cap 1.29%
Small Cap 4.28%
Asset Allocation
Debt 0.23%
Cash 3.18%
Other 0.00%
Portfolio Summary
Category Avg (Banking)  ยท  Turnover: 0.7%  (median: 0.4%)
Total Holdings
40
Top 10 Weight
0.63%
Portfolio Turnover
โ€” (cat avg: 0.7%)
Top Holdings
As of Sep 2026
# Security Sector Weight % Fwd P/E
1
HDFC Bank Ltd
INE040A01034
 Financial Services
0.15%
13.6x
2
ICICI Bank Ltd
INE090A01021
 Financial Services
0.13%
18.0x
3
State Bank of India
INE062A01020
 Financial Services
0.08%
โ€”
4
Bajaj Finance Ltd
INE296A01032
 Financial Services
0.05%
โ€”
5
Kotak Mahindra Bank Ltd
INE237A01036
 Financial Services
0.05%
โ€”
6
Axis Bank Ltd
INE238A01034
 Financial Services
0.05%
โ€”
7
RBL Bank Ltd
INE976G01028
 Financial Services
0.03%
โ€”
8
SBI Funds Management Ltd
INE640G01020
 Financial Services
0.03%
โ€”
9
SBI Life Insurance Co Ltd
INE123W01016
 Financial Services
0.03%
โ€”
10
Sundaram Finance Ltd
INE660A01013
 Financial Services
0.03%
โ€”
11
The Federal Bank Ltd
INE171A01029
 Financial Services
0.03%
โ€”
12
Niva Bupa Health Insurance Co Ltd
INE995S01015
 Financial Services
0.02%
โ€”
13
Go Digit General Insurance Ltd
INE03JT01014
 Financial Services
0.02%
โ€”
14
Prudent Corporate Advisory Services Ltd
INE00F201020
 Financial Services
0.02%
โ€”
15
Housing & Urban Development Corp Ltd
INE031A01017
 Financial Services
0.02%
โ€”
16
Repco Home Finance Ltd
INE612J01015
 Financial Services
0.02%
โ€”
17
Bajaj Finserv Ltd
INE918I01026
 Financial Services
0.02%
โ€”
18
CRISIL Ltd
INE007A01025
 Financial Services
0.02%
โ€”
19
Five-Star Business Finance Ltd
INE128S01021
 Financial Services
0.02%
โ€”
20
National Stock Exchange of India Ltd
INE721I01024
 Financial Services
0.01%
โ€”
21
One97 Communications Ltd
INE982J01020
 Technology
0.01%
โ€”
22
Cholamandalam Investment and Finance Co Ltd
INE121A01024
 Financial Services
0.01%
โ€”
23
Max Financial Services Ltd
INE180A01020
 Financial Services
0.01%
โ€”
24
Ujjivan Small Finance Bank Ltd Ordinary Shares
INE551W01018
 Financial Services
0.01%
โ€”
25
BSE Ltd
INE118H01025
 Financial Services
0.01%
โ€”
26
Jio Financial Services Ltd
INE758E01017
 Financial Services
1.00%
โ€”
27
HDFC Life Future Oct 26
 โ€”
0.91%
โ€”
28
ICRA Ltd
INE725G01011
 Financial Services
0.89%
โ€”
29
DCB Bank Ltd
INE503A01015
 Financial Services
0.81%
โ€”
30
Medi Assist Healthcare Services Ltd
INE456Z01021
 Healthcare
0.54%
โ€”
31
Rentomojo Ltd
INE08T701025
 Industrials
0.52%
โ€”
32
IIFL Capital Services Ltd Ordinary Shares
INE489L01022
 Financial Services
0.52%
โ€”
33
Angel One Ltd Ordinary Shares
INE732I01021
 Financial Services
0.50%
โ€”
34
Multi Commodity Exchange of India Ltd
INE745G01043
 Financial Services
0.50%
โ€”
35
KFin Technologies Ltd
INE138Y01010
 Technology
0.25%
โ€”
36
Central Depository Services (India) Ltd
INE736A01011
 Financial Services
0.24%
โ€”
37
Nuvama Wealth Management Ltd
INE531F01023
 Financial Services
0.24%
โ€”
38
Net Receivables / (Payables)
 cashAndEquivalents
0.02%
โ€”
39
Bajaj Money Market Dir Gr
INF0QA701334
 โ€”
0.01%
โ€”
40
Clearing Corporation Of India Ltd
 cashAndEquivalents
0.79%
โ€”
Costs & Fees
Category Avg (Banking)  ยท  Expense Ratio: 0.93%  (median: 0.79%)  ยท  Turnover: 0.7%
Expense Ratio
โ€” (cat avg: 0.93%)
Portfolio Turnover
โ€” (cat avg: 0.7%)
CRISIL Rating
โ€”
Kuvera Rating
โ€”
Investment Rules
Min Lumpsum
โ€”
Min Additional
โ€”
Min SIP
โ€”
SIP Available
โœ… Yes
Lock-in Period
None
Redemption Allowed
โœ… Yes
Tax Treatment
Equity Fund Tax Rules
• STCG (held <12 months): 20% flat
• LTCG (held >12 months): 12.5% on gains above โ‚น1.25 lakh
• ELSS: 3-year lock-in applies; LTCG rules apply
Benchmark
NIFTY BANK
SEBI-assigned category benchmark for this fund type.
Source: database
โš ๏ธ Data shown is Price Index, not TRI. TRI returns are typically 1-2% higher annually.
Named manager data is not exposed by the available on-demand sources for this fund.
Management Context
Fund HouseBajaj Finserv Mutual Fund
Inception / First NAVDec. 3, 2025
AUM-
Expense Ratio-
Portfolio Turnover-
Rating-
BenchmarkNIFTY BANK
Data Sourcecaptnemo
Portfolio Managed
Holdings Used
40
mstarpy
Sectors
4
Portfolio view
3Y Sharpe
-0.41
NAV computed
3Y Drawdown
-13.6%
NAV computed
Investment objective is not exposed by the current metadata provider for this fund.
Computing fund scorecard & factor breakdownโ€ฆ
Loading peer funds in the same categoryโ€ฆ
Loading NAV history for analysisโ€ฆ