NIFTY 50loading...
SENSEXloading...
NIFTY 200loading...
NIFTY MIDCAP 150loading...
NIFTY SMLCAP 250loading...
USD/INRloading...
Direct
GROWTH
Active
Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund - Direct - Growth
Kotak Mahindra Mutual Fund · AMFI: 153875
· ISIN: INF174KA1XM9
Latest NAV
โน10.6772
as of Nov. 4, 2026
1Y: +5.96%
3Y: +6.02%
Fund Information
05 Nov 2026 ยท captnemo
Fund House
Kotak Mahindra Mutual Fund
Category
Other Scheme - Index Funds
AUM
โ
Expense Ratio
โ
Min SIP
โ
Min Lumpsum
โ
Fund Start Date
30 Sep 2025
Lock-in Period
None
๐ฐ Fund AUM Trend
Current: โ
Trailing Returns
Full Analysis โ
| Period | Fund | Benchmark | Cat Min | Cat Avg | Cat Max | Excess vs BM | Excess vs Cat |
|---|---|---|---|---|---|---|---|
| 1W | 9.31% | 72.29% | โ | โ | โ | -62.98% | โ |
| 1M | 2.25% | 22.62% | โ | โ | โ | -20.37% | โ |
| 3M | 4.82% | -24.80% | โ | โ | โ | 29.62% | โ |
| 6M | 6.28% | -11.17% | โ | โ | โ | 17.45% | โ |
| 1Y | 5.96% | -10.40% | -18.82% | 4.34% | 24.25% | 16.36% | 1.62% |
| 2Y | 6.02% | -8.09% | โ | โ | โ | 14.11% | โ |
| 3Y | 6.02% | -8.09% | -9.04% | 6.40% | 24.94% | 14.11% | -0.38% |
| 5Y | 6.02% | -8.09% | -5.53% | 4.26% | 16.38% | 14.11% | 1.76% |
| 7Y | 6.02% | -8.09% | โ | โ | โ | 14.11% | โ |
| 10Y | 6.02% | -8.09% | โ | โ | โ | 14.11% | โ |
| SI | 6.02% | -6.23% | โ | โ | โ | 12.25% | โ |
Risk Snapshot (3Y)
Sharpe Ratio
-0.78
(cat: 0.44)
Max Drawdown
-0.23%
(cat: -15.76%)
Std Dev (Ann)
0.61%
(cat: 13.1%)
Beta
0.01
(cat: 0.75)
Index Funds
ยท 239 funds
ยท Avg Score: 46/100
ยท Category Meter โ
NAV History
Trailing Returns (CAGR)
| Period | Fund | Benchmark | Cat Min | Cat Avg | Cat Max | Excess vs BM | Excess vs Cat |
|---|---|---|---|---|---|---|---|
| 1W | 9.31% | 72.29% | โ | โ | โ | -62.98% | โ |
| 1M | 2.25% | 22.62% | โ | โ | โ | -20.37% | โ |
| 3M | 4.82% | -24.80% | โ | โ | โ | 29.62% | โ |
| 6M | 6.28% | -11.17% | โ | โ | โ | 17.45% | โ |
| 1Y | 5.96% | -10.40% | -18.82% | 4.34% | 24.25% | 16.36% | 1.62% |
| 2Y | 6.02% | -8.09% | โ | โ | โ | 14.11% | โ |
| 3Y | 6.02% | -8.09% | -9.04% | 6.40% | 24.94% | 14.11% | -0.38% |
| 5Y | 6.02% | -8.09% | -5.53% | 4.26% | 16.38% | 14.11% | 1.76% |
| 7Y | 6.02% | -8.09% | โ | โ | โ | 14.11% | โ |
| 10Y | 6.02% | -8.09% | โ | โ | โ | 14.11% | โ |
| SI | 6.02% | -6.23% | โ | โ | โ | 12.25% | โ |
Trailing Returns Chart
Calendar Year Returns
Rolling Return Statistics
All rolling windows vs benchmark โ full history
| Window | Min | Max | Median | Mean | Win Rate (>0%) | Win Rate (>8%) | BM Median | BM Mean | Outperform % | Cat Avg |
|---|---|---|---|---|---|---|---|---|---|---|
| 1Y Rolling | 5.66% | 6.19% | 6.01% | 5.94% | 100.0% | 0.0% | -11.16% | -10.40% | 100.0% | โ |
Rolling Return Calculator
Inception: Sept. 30, 2025 ยท Latest NAV: โ
Rolling Window
Start Date
End Date
Rolling Returns Distribution (All Windows)
Bar = mean, error bar = min/max. BM shown beside. Right axis = % of periods beating BM.
๐งฎ SIP Simulator
10 yrs
Enter values and click Calculate.
๐ฐ Lumpsum Simulator
10 yrs
Enter values and click Calculate.
Risk Metrics โ 3 Years
Category Avg (Index Funds)
ยท Std Dev: 13.12%
ยท Sharpe: 0.44
ยท Sortino: 0.70
ยท Max DD: -15.76%
Std Dev (Ann %)
0.61%
(cat: 13.1%)
Sharpe Ratio
-0.78
(cat: 0.44)
Sortino Ratio
-1.21
(cat: 0.70)
Max Drawdown %
-0.23%
(cat: -15.76%)
Beta
0.01
(cat: 0.75)
Alpha (Ann %)
-0.33%
(cat: 3.43)
R-Squared %
6.81%
Tracking Error %
12.92%
Info Ratio
0.94
Upside Capture %
4.9%
Downside Capture %
-2.6%
Risk-Free Rate Used
6.50%
Risk Metrics โ 5 Years
Category Avg (Index Funds)
ยท Std Dev: 13.03%
ยท Sharpe: 0.28
ยท Sortino: 0.46
ยท Max DD: -16.80%
Std Dev (Ann %)
0.61%
(cat: 13.0%)
Sharpe Ratio
-0.78
(cat: 0.28)
Sortino Ratio
-1.21
(cat: 0.46)
Max Drawdown %
-0.23%
(cat: -16.80%)
Beta
0.01
Alpha (Ann %)
-0.33%
R-Squared %
6.81%
Tracking Error %
12.92%
Info Ratio
0.94
Upside Capture %
4.9%
Downside Capture %
-2.6%
Benchmark
NIFTY 50
Market Volatility Measures (3Y)
Upside Capture
4.9%
Downside Capture
-2.6%
Max Drawdown
-0.23%
Quarterly Performance Analysis (Top 5 & Worst 5)
๐ Upside Quarters (Top 5)
| Quarter | Fund | Benchmark |
|---|---|---|
| Q1 2026 | 2.04% | 6.87% |
| Q2 2026 | 1.55% | -5.22% |
| Q3 2025 | 1.49% | 6.17% |
| Q4 2025 | 1.05% | -14.54% |
| Q3 2026 | 0.32% | 1.40% |
Total 5 upside quarter(s)
๐ Downside Quarters (Worst 5)
| Quarter | Fund | Benchmark |
|---|---|---|
| No downside quarters found | ||
Total 0 downside quarter(s)
Year-wise Risk Metrics
| Year | Fund CAGR | BM CAGR | Alpha | Beta | Sharpe | Sortino | Max DD | Upside Cap | Downside Cap |
|---|---|---|---|---|---|---|---|---|---|
| 2026 | 5.99% | -14.69% | -0.25% | 0.01 | -0.75 | -1.26 | -0.23% | 4.8% | -2.1% |
| 2025* | 6.06% | 14.11% | -0.58% | 0.01 | -1.41 | -3.31 | -0.02% | 5.5% | -6.5% |
Drawdown Chart
Crisis Period Behaviour
"Pre-inception" = fund didn't exist during that period. Hover the โ on each card for how to interpret it.
๐ How to interpret these numbers
0% or positive โ Held up during crash (exceptional)
0% to -15% โ Mild damage, manageable drawdown
Below -15% โ Significant hit; check recovery speed
Recovery label โ Months from trough back to pre-crash peak
Market Regime Analysis
Reading the cards:
โฅ15% Excellent
5โ15% Good
0โ5% Muted
<0% Lost money
|
Click โผ Per-window on any card to see each individual time window
โน๏ธ Regime windows are approximations based on Nifty 50 price action and RBI policy dates. Returns shown are fund NAV CAGR within covered dates only.
โ ๏ธ Benchmark Note: Index data shown is Price Index, not TRI (Total Return Index).
TRI includes dividends and is typically 1-2% higher annually. SEBI mandates TRI for official benchmark comparison.
Sector Allocation
Weightage by Market Cap
Large Cap
1.12%
Mid Cap
28.16%
Small Cap
60.01%
Asset Allocation
Debt
55.44%
Cash
44.56%
Other
0.00%
Portfolio Summary
Category Avg (Index Funds)
ยท Turnover: 0.5%
(median: 0.3%)
Total Holdings
27
Top 10 Weight
48.97%
Portfolio Turnover
โ
(cat avg: 0.5%)
Top Holdings
As of Oct 2026
| # | Security | Sector | Weight % | Fwd P/E |
|---|---|---|---|---|
| 1 |
Bajaj Housing Finance Limited
INE377Y07482
|
corporate |
11.49%
|
โ |
| 2 |
Rec Limited
INE020B08FF1
|
corporate |
9.83%
|
โ |
| 3 |
LIC Housing Finance Ltd
INE115A07RH4
|
corporate |
6.51%
|
โ |
| 4 |
National Housing Bank
INE557F08FZ1
|
corporate |
4.93%
|
โ |
| 5 |
Tata Capital Limited
INE976I07DC3
|
corporate |
3.29%
|
โ |
| 6 |
Rec Limited
INE020B08FA2
|
corporate |
3.28%
|
โ |
| 7 |
Power Finance Corporation Limited
INE134E08JC3
|
corporate |
3.28%
|
โ |
| 8 |
Small Industries Development Bank of India
INE556F16CG3
|
corporate |
3.08%
|
โ |
| 9 |
Toyota Financial Services India Limited
INE692Q07480
|
corporate |
1.64%
|
โ |
| 10 |
National Bank For Agriculture And Rural Development
INE261F08EI9
|
government |
1.64%
|
โ |
| 11 |
Kotak Mahindra Prime Limited
INE916DA7RX0
|
corporate |
1.64%
|
โ |
| 12 |
Tata Capital Housing Finance Limited
INE033L07HU0
|
corporate |
1.64%
|
โ |
| 13 |
Power Finance Corporation Limited
INE134E08JE9
|
corporate |
1.63%
|
โ |
| 14 |
Canara Bank
INE476A16K22
|
corporate |
1.56%
|
โ |
| 15 |
Bajaj Finance Ltd.** Cp
|
cashAndEquivalents |
7.67%
|
โ |
| 16 |
L & T Finance Ltd.** Cp
|
cashAndEquivalents |
6.13%
|
โ |
| 17 |
Tata Capital Ltd.** Cp
|
cashAndEquivalents |
6.13%
|
โ |
| 18 |
Small Industries Development Bank Of India
INE556F16CF5
|
corporate |
4.63%
|
โ |
| 19 |
Triparty Repo
|
cashAndEquivalents |
3.57%
|
โ |
| 20 |
Bank Of Baroda
INE028A16LD2
|
corporate |
3.22%
|
โ |
| 21 |
Canara Bank
INE476A16H43
|
cashAndEquivalents |
3.20%
|
โ |
| 22 |
Small Industries Development Bank Of India
INE556F16CI9
|
cashAndEquivalents |
3.07%
|
โ |
| 23 |
HDFC Bank Limited
INE040A16IT9
|
corporate |
1.92%
|
โ |
| 24 |
Canara Bank
INE476A16H92
|
corporate |
1.60%
|
โ |
| 25 |
Mahindra And Mahindra Financial Services Limited
INE774D14TO0
|
cashAndEquivalents |
1.60%
|
โ |
| 26 |
Small Industries Dev Bank Of India
INE556F16CC2
|
corporate |
1.28%
|
โ |
| 27 |
Net Current Assets/(Liabilities)
|
cashAndEquivalents |
54.27%
|
โ |
Costs & Fees
Category Avg (Index Funds)
ยท Expense Ratio: 0.29%
(median: 0.25%)
ยท Turnover: 0.5%
Expense Ratio
โ
(cat avg: 0.29%)
Portfolio Turnover
โ
(cat avg: 0.5%)
CRISIL Rating
โ
Kuvera Rating
โ
Investment Rules
Min Lumpsum
โ
Min Additional
โ
Min SIP
โ
SIP Available
โ
Yes
Lock-in Period
None
Redemption Allowed
โ
Yes
Tax Treatment
Debt/Hybrid Fund Tax Rules
• All gains taxed at income slab rate (no indexation benefit after April 2023)
• Applicable to funds with <65% equity allocation
• All gains taxed at income slab rate (no indexation benefit after April 2023)
• Applicable to funds with <65% equity allocation
Benchmark
NIFTY 50
SEBI-assigned category benchmark for this fund type.
Source: database
โ ๏ธ Data shown is Price Index, not TRI. TRI returns are typically 1-2% higher annually.
Named manager data is not exposed by the available on-demand sources for this fund.
Management Context
| Fund House | Kotak Mahindra Mutual Fund |
| Inception / First NAV | Sept. 30, 2025 |
| AUM | - |
| Expense Ratio | - |
| Portfolio Turnover | - |
| Rating | - |
| Benchmark | NIFTY 50 |
| Data Source | captnemo |
Portfolio Managed
Holdings Used
27
mstarpy
Sectors
0
Portfolio view
3Y Sharpe
-0.78
NAV computed
3Y Drawdown
-0.2%
NAV computed
Investment objective is not exposed by the current metadata provider for this fund.
Computing fund scorecard & factor breakdownโฆ
Loading peer funds in the same categoryโฆ
Loading NAV history for analysisโฆ