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Direct
GROWTH
Active
Groww Banking & Financial Services Fund - Direct Plan - Growth
Groww Mutual Fund · AMFI: 152254
· ISIN: INF666M01HS1
Latest NAV
โน12.9833
as of Nov. 5, 2026
1Y: +5.06%
3Y: +0.00%
Fund Information
06 Nov 2026 ยท captnemo
Fund House
Groww Mutual Fund
Category
Equity Schemes - Sectoral Fund
AUM
โน1067.0 Cr
Expense Ratio
1.26%
Min SIP
โน500.0
Min Lumpsum
โน500.0
Fund Start Date
07 Feb 2024
Lock-in Period
None
๐ฐ Fund AUM Trend
Current: โน1067.0 Cr
Investment Objective
The primary investment objective of the scheme is to generate consistent long-term returns by investing in equity and equity-related instruments of banking and financial services companies and other related sectors/companies. The fund aims to capitalize on the growth opportunities and growth potential of various sub-sectors within the BFSI sector, including (but not limited to) banks, NBFCs, insurance companies, asset management companies, capital market participants, fintech players etc. (This includes companies benefiting from or contributing to the growth of the banking and financial services sector).
Trailing Returns
Full Analysis โ
| Period | Fund | Benchmark | Cat Min | Cat Avg | Cat Max | Excess vs BM | Excess vs Cat |
|---|---|---|---|---|---|---|---|
| 1W | 1053.34% | 157.38% | โ | โ | โ | 895.96% | โ |
| 1M | -18.69% | 18.79% | โ | โ | โ | -37.48% | โ |
| 3M | -17.43% | -14.05% | โ | โ | โ | -3.38% | โ |
| 6M | -1.39% | -0.48% | โ | โ | โ | -0.91% | โ |
| 1Y | 6.06% | -2.86% | 4.82% | 9.48% | 15.20% | 8.92% | -3.42% |
| 2Y | 7.31% | 5.05% | โ | โ | โ | 2.26% | โ |
| 3Y | 10.16% | 5.05% | 8.50% | 12.54% | 15.26% | 5.11% | -2.38% |
| 5Y | 10.16% | 5.05% | 6.45% | 11.33% | 14.54% | 5.11% | -1.17% |
| 7Y | 10.16% | 5.05% | โ | โ | โ | 5.11% | โ |
| 10Y | 10.16% | 5.05% | โ | โ | โ | 5.11% | โ |
| SI | 10.16% | 5.05% | โ | โ | โ | 5.11% | โ |
Risk Snapshot (3Y)
Sharpe Ratio
0.22
(cat: 0.47)
Max Drawdown
-15.79%
(cat: -16.23%)
Std Dev (Ann)
16.29%
(cat: 16.2%)
Beta
0.95
(cat: 0.93)
Banking
ยท 11 funds
ยท Avg Score: 51/100
ยท Category Meter โ
NAV History
Trailing Returns (CAGR)
| Period | Fund | Benchmark | Cat Min | Cat Avg | Cat Max | Excess vs BM | Excess vs Cat |
|---|---|---|---|---|---|---|---|
| 1W | 1053.34% | 157.38% | โ | โ | โ | 895.96% | โ |
| 1M | -18.69% | 18.79% | โ | โ | โ | -37.48% | โ |
| 3M | -17.43% | -14.05% | โ | โ | โ | -3.38% | โ |
| 6M | -1.39% | -0.48% | โ | โ | โ | -0.91% | โ |
| 1Y | 6.06% | -2.86% | 4.82% | 9.48% | 15.20% | 8.92% | -3.42% |
| 2Y | 7.31% | 5.05% | โ | โ | โ | 2.26% | โ |
| 3Y | 10.16% | 5.05% | 8.50% | 12.54% | 15.26% | 5.11% | -2.38% |
| 5Y | 10.16% | 5.05% | 6.45% | 11.33% | 14.54% | 5.11% | -1.17% |
| 7Y | 10.16% | 5.05% | โ | โ | โ | 5.11% | โ |
| 10Y | 10.16% | 5.05% | โ | โ | โ | 5.11% | โ |
| SI | 10.16% | 5.05% | โ | โ | โ | 5.11% | โ |
Trailing Returns Chart
Calendar Year Returns
Rolling Return Statistics
All rolling windows vs benchmark โ full history
| Window | Min | Max | Median | Mean | Win Rate (>0%) | Win Rate (>8%) | BM Median | BM Mean | Outperform % | Cat Avg |
|---|---|---|---|---|---|---|---|---|---|---|
| 1Y Rolling | -1.60% | 30.58% | 9.21% | 9.85% | 96.6% | 59.4% | 2.69% | 5.95% | 86.5% | โ |
| 2Y Rolling | 3.30% | 13.86% | 9.90% | 9.52% | 100.0% | 75.1% | โ | โ | โ | โ |
Rolling Return Calculator
Inception: Feb. 7, 2024 ยท Latest NAV: โ
Rolling Window
Start Date
End Date
Rolling Returns Distribution (All Windows)
Bar = mean, error bar = min/max. BM shown beside. Right axis = % of periods beating BM.
๐งฎ SIP Simulator
10 yrs
Enter values and click Calculate.
๐ฐ Lumpsum Simulator
10 yrs
Enter values and click Calculate.
Risk Metrics โ 3 Years
Category Avg (Banking)
ยท Std Dev: 16.20%
ยท Sharpe: 0.47
ยท Sortino: 0.61
ยท Max DD: -16.23%
Std Dev (Ann %)
16.29%
(cat: 16.2%)
Sharpe Ratio
0.22
(cat: 0.47)
Sortino Ratio
0.30
(cat: 0.61)
Max Drawdown %
-15.79%
(cat: -16.23%)
Beta
0.95
(cat: 0.93)
Alpha (Ann %)
5.20%
(cat: 5.41)
R-Squared %
78.44%
Tracking Error %
7.57%
Info Ratio
0.70
Upside Capture %
96.8%
Downside Capture %
95.0%
Risk-Free Rate Used
6.50%
Risk Metrics โ 5 Years
Category Avg (Banking)
ยท Std Dev: 16.34%
ยท Sharpe: 0.54
ยท Sortino: 0.71
ยท Max DD: -18.37%
Std Dev (Ann %)
16.29%
(cat: 16.3%)
Sharpe Ratio
0.22
(cat: 0.54)
Sortino Ratio
0.30
(cat: 0.71)
Max Drawdown %
-15.79%
(cat: -18.37%)
Beta
0.95
Alpha (Ann %)
5.20%
R-Squared %
78.44%
Tracking Error %
7.57%
Info Ratio
0.70
Upside Capture %
96.8%
Downside Capture %
95.0%
Benchmark
NIFTY BANK
Market Volatility Measures (3Y)
Upside Capture
96.8%
Downside Capture
95.0%
Max Drawdown
-15.79%
Quarterly Performance Analysis (Top 5 & Worst 5)
๐ Upside Quarters (Top 5)
| Quarter | Fund | Benchmark |
|---|---|---|
| Q1 2026 | 20.47% | 14.46% |
| Q1 2025 | 13.74% | 11.15% |
| Q1 2024 | 9.02% | โ |
| Q3 2025 | 5.41% | 9.05% |
| Q2 2024 | 4.03% | โ |
Total 5 upside quarter(s)
๐ Downside Quarters (Worst 5)
| Quarter | Fund | Benchmark |
|---|---|---|
| Q4 2025 | -11.66% | -15.62% |
| Q2 2025 | -4.01% | -4.67% |
| Q4 2024 | -3.52% | โ |
| Q3 2024 | -2.00% | โ |
| Q3 2026 | -1.23% | 2.34% |
Total 6 downside quarter(s)
Year-wise Risk Metrics
| Year | Fund CAGR | BM CAGR | Alpha | Beta | Sharpe | Sortino | Max DD | Upside Cap | Downside Cap |
|---|---|---|---|---|---|---|---|---|---|
| 2026 | 5.22% | -7.52% | 11.49% | 0.93 | -0.06 | -0.09 | -12.98% | 96.4% | 87.8% |
| 2025 | 10.45% | 16.75% | -5.70% | 1.00 | 0.28 | 0.42 | -13.09% | 97.2% | 104.7% |
| 2024* | 13.78% | โ | โ | โ | 0.48 | 0.53 | -6.79% | โ | โ |
Drawdown Chart
Crisis Period Behaviour
"Pre-inception" = fund didn't exist during that period. Hover the โ on each card for how to interpret it.
๐ How to interpret these numbers
0% or positive โ Held up during crash (exceptional)
0% to -15% โ Mild damage, manageable drawdown
Below -15% โ Significant hit; check recovery speed
Recovery label โ Months from trough back to pre-crash peak
Market Regime Analysis
Reading the cards:
โฅ15% Excellent
5โ15% Good
0โ5% Muted
<0% Lost money
|
Click โผ Per-window on any card to see each individual time window
โน๏ธ Regime windows are approximations based on Nifty 50 price action and RBI policy dates. Returns shown are fund NAV CAGR within covered dates only.
โ ๏ธ Benchmark Note: Index data shown is Price Index, not TRI (Total Return Index).
TRI includes dividends and is typically 1-2% higher annually. SEBI mandates TRI for official benchmark comparison.
Sector Allocation
Financial Services
85.2%
Technology
10.1%
Consumer Cyclical
4.8%
Weightage by Market Cap
Large Cap
19.26%
Mid Cap
5.47%
Small Cap
70.46%
Asset Allocation
Debt
0.00%
Cash
4.81%
Portfolio Summary
Category Avg (Banking)
ยท Turnover: 0.7%
(median: 0.4%)
Total Holdings
43
Top 10 Weight
39.30%
Portfolio Turnover
1.44%
(cat avg: 0.7%)
Top Holdings
As of Nov 2026
| # | Security | Sector | Weight % | Fwd P/E |
|---|---|---|---|---|
| 1 |
Kotak Mahindra Bank Ltd
INE237A01036
|
Financial Services |
4.63%
|
โ |
| 2 |
Axis Bank Ltd
INE238A01034
|
Financial Services |
4.46%
|
โ |
| 3 |
Treps 01-Oct-2026
|
cashAndEquivalents |
4.34%
|
โ |
| 4 |
Multi Commodity Exchange of India Ltd
INE745G01043
|
Financial Services |
4.21%
|
โ |
| 5 |
CarTrade Tech Ltd
INE290S01011
|
Consumer Cyclical |
4.18%
|
โ |
| 6 |
Ujjivan Small Finance Bank Ltd Ordinary Shares
INE551W01018
|
Financial Services |
4.00%
|
โ |
| 7 |
Manipal Payment and Identity Solutions Ltd
INE241U01028
|
Technology |
3.78%
|
โ |
| 8 |
OnEMI Technology Solutions Ltd
INE12F801023
|
Financial Services |
3.62%
|
โ |
| 9 |
One97 Communications Ltd
INE982J01020
|
Technology |
3.10%
|
โ |
| 10 |
Shriram Finance Ltd
INE721A01047
|
Financial Services |
2.99%
|
โ |
| 11 |
RBL Bank Ltd
INE976G01028
|
Financial Services |
2.92%
|
โ |
| 12 |
Piramal Finance Ltd
INE202B01038
|
Financial Services |
2.92%
|
โ |
| 13 |
State Bank of India
INE062A01020
|
Financial Services |
2.92%
|
โ |
| 14 |
Prudent Corporate Advisory Services Ltd
INE00F201020
|
Financial Services |
2.91%
|
โ |
| 15 |
ICICI Prudential Asset Management Co Ltd
INE346A01027
|
Financial Services |
2.71%
|
โ |
| 16 |
Pine Labs Ltd
INE15B701018
|
Technology |
2.70%
|
โ |
| 17 |
Nuvama Wealth Management Ltd
INE531F01023
|
Financial Services |
2.68%
|
โ |
| 18 |
Bajaj Finance Ltd
INE296A01032
|
Financial Services |
2.51%
|
โ |
| 19 |
Aditya Birla Capital Ltd
INE674K01013
|
Financial Services |
2.49%
|
โ |
| 20 |
Tamilnad Mercantile Bank Ltd
INE668A01016
|
Financial Services |
2.27%
|
โ |
| 21 |
L&T Finance Ltd
INE498L01015
|
Financial Services |
2.15%
|
โ |
| 22 |
Gaja Alternative Asset Management Ltd
INE18UN01038
|
Financial Services |
2.15%
|
โ |
| 23 |
SBFC Finance Ltd
INE423Y01016
|
Financial Services |
2.11%
|
โ |
| 24 |
AU Small Finance Bank Ltd
INE949L01017
|
Financial Services |
2.10%
|
โ |
| 25 |
Aye Finance Ltd
INE501X01029
|
Financial Services |
2.08%
|
โ |
| 26 |
Angel One Ltd Ordinary Shares
INE732I01021
|
Financial Services |
1.97%
|
โ |
| 27 |
Max Financial Services Ltd
INE180A01020
|
Financial Services |
1.91%
|
โ |
| 28 |
Home First Finance Co India Ltd
INE481N01025
|
Financial Services |
1.81%
|
โ |
| 29 |
IndusInd Bank Ltd
INE095A01012
|
Financial Services |
1.76%
|
โ |
| 30 |
PB Fintech Ltd
INE417T01026
|
Financial Services |
1.70%
|
โ |
| 31 |
India Shelter Finance Corporation Ltd
INE922K01024
|
Financial Services |
1.59%
|
โ |
| 32 |
Canara HSBC Life Insurance Co Ltd
INE01TY01017
|
Financial Services |
1.54%
|
โ |
| 33 |
Motilal Oswal Financial Services Ltd
INE338I01027
|
Financial Services |
1.43%
|
โ |
| 34 |
Arman Financial Services Ltd
INE109C01017
|
Financial Services |
1.36%
|
โ |
| 35 |
City Union Bank Ltd
INE491A01021
|
Financial Services |
1.34%
|
โ |
| 36 |
Nippon Life India Asset Management Ltd Ordinary Shares
INE298J01013
|
Financial Services |
1.26%
|
โ |
| 37 |
Jammu & Kashmir Bank Ltd
INE168A01041
|
Financial Services |
1.21%
|
โ |
| 38 |
Karur Vysya Bank Ltd
INE036D01028
|
Financial Services |
1.10%
|
โ |
| 39 |
CreditAccess Grameen Ltd Ordinary Shares
INE741K01010
|
Financial Services |
0.92%
|
โ |
| 40 |
Asset Reconstruction Co India Ltd
INE148G01016
|
Financial Services |
0.68%
|
โ |
| 41 |
SBI Funds Management Ltd
INE640G01020
|
Financial Services |
0.64%
|
โ |
| 42 |
Net Receivable/Payable
|
cashAndEquivalents |
0.47%
|
โ |
| 43 |
FSN E-Commerce Ventures Ltd
INE388Y01029
|
Consumer Cyclical |
0.37%
|
โ |
Costs & Fees
Category Avg (Banking)
ยท Expense Ratio: 0.93%
(median: 0.79%)
ยท Turnover: 0.7%
Expense Ratio
1.26%
(cat avg: 0.93%)
Expense Ratio Date
30 Sep 2026
Portfolio Turnover
1.44%
(cat avg: 0.7%)
CRISIL Rating
Very High Risk
Kuvera Rating
โ
Investment Rules
Min Lumpsum
โน500
Min Additional
โน500
Min SIP
โน500
SIP Available
โ
Yes
Lock-in Period
None
Redemption Allowed
โ
Yes
Tax Treatment
Equity Fund Tax Rules
• STCG (held <12 months): 20% flat
• LTCG (held >12 months): 12.5% on gains above โน1.25 lakh
• ELSS: 3-year lock-in applies; LTCG rules apply
• STCG (held <12 months): 20% flat
• LTCG (held >12 months): 12.5% on gains above โน1.25 lakh
• ELSS: 3-year lock-in applies; LTCG rules apply
Benchmark
NIFTY BANK
SEBI-assigned category benchmark for this fund type.
Source: database
โ ๏ธ Data shown is Price Index, not TRI. TRI returns are typically 1-2% higher annually.
A
Anupam Tiwari
Fund Manager ยท captnemo
AMC
Groww Mutual Fund
Groww Mutual Fund
Manager tenure/profile
Not exposed by current APIs
Not exposed by current APIs
H
Hitesh Das
Fund Manager ยท captnemo
AMC
Groww Mutual Fund
Groww Mutual Fund
Manager tenure/profile
Not exposed by current APIs
Not exposed by current APIs
S
Saptarshee Chatterjee
Fund Manager ยท captnemo
AMC
Groww Mutual Fund
Groww Mutual Fund
Manager tenure/profile
Not exposed by current APIs
Not exposed by current APIs
N
Nikhil Satam
Fund Manager ยท captnemo
AMC
Groww Mutual Fund
Groww Mutual Fund
Manager tenure/profile
Not exposed by current APIs
Not exposed by current APIs
Management Context
| Fund House | Groww Mutual Fund |
| Inception / First NAV | Feb. 7, 2024 |
| AUM | Rs 1067 Cr |
| Expense Ratio | 1.26% |
| Portfolio Turnover | 1.44% |
| Rating | Very High Risk |
| Benchmark | NIFTY BANK |
| Data Source | captnemo |
Portfolio Managed
Holdings Used
43
database
Sectors
3
Portfolio view
3Y Sharpe
0.22
NAV computed
3Y Drawdown
-15.8%
NAV computed
The primary investment objective of the scheme is to generate consistent long-term returns by investing in equity and equity-related instruments of banking and financial services companies and other related sectors/companies. The fund aims to capitalize on the growth opportunities and growth potential of various sub-sectors within the BFSI sector, including (but not limited to) banks, NBFCs, insurance companies, assโฆ
Computing fund scorecard & factor breakdownโฆ
Loading peer funds in the same categoryโฆ
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