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Home โ€บ Index Funds - Debt Funds โ€บ UTI CRISIL SDL Maturity June 2027 Index Fund - Direct Plan โ€ฆ
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UTI CRISIL SDL Maturity June 2027 Index Fund - Direct Plan - Growth Option

UTI Mutual Fund · AMFI: 151239 · ISIN: INF789F1AWZ8
Latest NAV
โ‚น13.0787
as of Nov. 4, 2026
1Y: +5.65%
3Y: +7.59%
Fund Information
05 Nov 2026 ยท captnemo
Fund House
UTI Mutual Fund
Category
Index Funds - Debt Funds
AUM
โ‚น644.0 Cr
Expense Ratio
0.2%
Min SIP
โ‚น500.0
Min Lumpsum
โ‚น5000.0
Fund Start Date
12 Jan 2023
Lock-in Period
None
๐Ÿ’ฐ Fund AUM Trend
Current: โ‚น644.0 Cr
Investment Objective

The investment objective of the scheme is to track the Index by investing in securities as represented by CRISIL IBX SDL Index โ€“ June 2027, subject to tracking errors. However, there is no guarantee or assurance that the investment objective of the scheme will be achieved.

Trailing Returns
Full Analysis โ†’
Period Fund Benchmark Cat Min Cat Avg Cat Max Excess vs BM Excess vs Cat
1W 8.44% 72.29% โ€” โ€” โ€” -63.85% โ€”
1M 3.69% 22.62% โ€” โ€” โ€” -18.93% โ€”
3M 4.37% -24.80% โ€” โ€” โ€” 29.17% โ€”
6M 5.37% -11.17% โ€” โ€” โ€” 16.54% โ€”
1Y 5.65% -10.40% -18.82% 4.34% 24.25% 16.05% 1.31%
2Y 6.79% -2.23% โ€” โ€” โ€” 9.02% โ€”
3Y 7.55% 5.73% -9.04% 6.40% 24.94% 1.82% 1.15%
5Y 7.30% 6.22% -5.53% 4.26% 16.38% 1.08% 3.04%
7Y 7.30% 6.22% โ€” โ€” โ€” 1.08% โ€”
10Y 7.30% 6.22% โ€” โ€” โ€” 1.08% โ€”
SI 7.30% 6.79% โ€” โ€” โ€” 0.51% โ€”
Risk Snapshot (3Y)
Sharpe Ratio
1.37 (cat: 0.44)
Max Drawdown
-0.15% (cat: -15.76%)
Std Dev (Ann)
0.77% (cat: 13.1%)
Beta
0.01 (cat: 0.75)
Index Funds  ยท  239 funds  ยท  Avg Score: 46/100  ยท  Category Meter โ†’
NAV History
Trailing Returns (CAGR)
Period Fund Benchmark Cat Min Cat Avg Cat Max Excess vs BM Excess vs Cat
1W 8.44% 72.29% โ€” โ€” โ€” -63.85% โ€”
1M 3.69% 22.62% โ€” โ€” โ€” -18.93% โ€”
3M 4.37% -24.80% โ€” โ€” โ€” 29.17% โ€”
6M 5.37% -11.17% โ€” โ€” โ€” 16.54% โ€”
1Y 5.65% -10.40% -18.82% 4.34% 24.25% 16.05% 1.31%
2Y 6.79% -2.23% โ€” โ€” โ€” 9.02% โ€”
3Y 7.55% 5.73% -9.04% 6.40% 24.94% 1.82% 1.15%
5Y 7.30% 6.22% -5.53% 4.26% 16.38% 1.08% 3.04%
7Y 7.30% 6.22% โ€” โ€” โ€” 1.08% โ€”
10Y 7.30% 6.22% โ€” โ€” โ€” 1.08% โ€”
SI 7.30% 6.79% โ€” โ€” โ€” 0.51% โ€”
Trailing Returns Chart
Calendar Year Returns
Rolling Return Statistics
All rolling windows vs benchmark โ€” full history
Window MinMaxMedianMean Win Rate (>0%)Win Rate (>8%) BM MedianBM Mean Outperform % Cat Avg
1Y Rolling 5.08% 9.39% 7.64% 7.41% 100.0% 33.1% 7.45% 9.64% 52.0% โ€”
2Y Rolling 6.53% 8.38% 7.67% 7.61% 100.0% 24.4% 10.66% 7.99% 40.5% โ€”
3Y Rolling 7.09% 7.77% 7.35% 7.38% 100.0% 0.0% 7.73% 8.97% 38.7% โ€”
Rolling Return Calculator
Inception: Jan. 12, 2023  ยท  Latest NAV: โ€”
Rolling Window
Start Date
End Date
Rolling Returns Distribution (All Windows)
Bar = mean, error bar = min/max. BM shown beside. Right axis = % of periods beating BM.
๐Ÿงฎ SIP Simulator
10 yrs
Enter values and click Calculate.
๐Ÿ’ฐ Lumpsum Simulator
10 yrs
Enter values and click Calculate.
Risk Metrics โ€” 3 Years
Category Avg (Index Funds)  ยท  Std Dev: 13.12%  ยท  Sharpe: 0.44  ยท  Sortino: 0.70  ยท  Max DD: -15.76%
Std Dev (Ann %)
0.77% (cat: 13.1%)
Sharpe Ratio
1.37 (cat: 0.44)
Sortino Ratio
2.34 (cat: 0.70)
Max Drawdown %
-0.15% (cat: -15.76%)
Beta
0.01 (cat: 0.75)
Alpha (Ann %)
1.06% (cat: 3.43)
R-Squared %
2.25%
Tracking Error %
12.92%
Info Ratio
0.15
Upside Capture %
5.5%
Downside Capture %
-4.2%
Risk-Free Rate Used
6.50%
Risk Metrics โ€” 5 Years
Category Avg (Index Funds)  ยท  Std Dev: 13.03%  ยท  Sharpe: 0.28  ยท  Sortino: 0.46  ยท  Max DD: -16.80%
Std Dev (Ann %)
0.90% (cat: 13.0%)
Sharpe Ratio
0.88 (cat: 0.28)
Sortino Ratio
1.40 (cat: 0.46)
Max Drawdown %
-0.32% (cat: -16.80%)
Beta
0.01
Alpha (Ann %)
0.79%
R-Squared %
1.83%
Tracking Error %
12.22%
Info Ratio
0.06
Upside Capture %
5.7%
Downside Capture %
-4.0%
Benchmark
NIFTY 50
Market Volatility Measures (3Y)
Upside Capture
5.5%
Downside Capture
-4.2%
Max Drawdown
-0.15%
Quarterly Performance Analysis (Top 5 & Worst 5)

๐Ÿ“ˆ Upside Quarters (Top 5)

Quarter Fund Benchmark
Q1 2025 2.69% 8.49%
Q2 2024 2.43% 7.50%
Q1 2024 2.14% 7.54%
Q4 2024 2.08% -0.53%
Q1 2023 1.99% 10.54%
Total 15 upside quarter(s)

๐Ÿ“‰ Downside Quarters (Worst 5)

Quarter Fund Benchmark
No downside quarters found
Total 0 downside quarter(s)
Year-wise Risk Metrics
Year Fund CAGR BM CAGR Alpha Beta Sharpe Sortino Max DD Upside Cap Downside Cap
2026 5.64% -14.69% -0.68% 0.01 -1.37 -1.93 -0.13% 4.1% -2.4%
2025 7.92% 10.09% 1.39% 0.01 1.79 3.18 -0.15% 6.2% -4.8%
2024 8.46% 8.76% 1.95% 0.01 2.46 4.18 -0.10% 5.8% -5.1%
2023 7.05% 19.67% 0.29% 0.02 0.44 0.82 -0.32% 6.8% -3.9%
Drawdown Chart
Crisis Period Behaviour

"Pre-inception" = fund didn't exist during that period. Hover the โ“˜ on each card for how to interpret it.

Pre-inception
2018 IL&FS
โ€”
Aug 2018 โ†’ Oct 2018
Pre-inception
COVID-19
โ€”
Jan 2020 โ†’ Mar 2020
Pre-inception
2008 GFC
โ€”
Jan 2008 โ†’ Mar 2009
Pre-inception
2022 Rate Hike
โ€”
Jan 2022 โ†’ Jun 2022
Pre-inception
2015-16 China
โ€”
Mar 2015 โ†’ Feb 2016
2024-25 Tariff
4.1%
Sep 2024 โ†’ Apr 2025
Recovery TBD
๐Ÿ“– How to interpret these numbers
0% or positive โ€” Held up during crash (exceptional)
0% to -15% โ€” Mild damage, manageable drawdown
Below -15% โ€” Significant hit; check recovery speed
Recovery label โ€” Months from trough back to pre-crash peak
Market Regime Analysis
Reading the cards: โ‰ฅ15% Excellent 5โ€“15% Good 0โ€“5% Muted <0% Lost money | Click โ–ผ Per-window on any card to see each individual time window
๐Ÿ“ˆ Bull Market
Strong sustained uptrend (>20% from lows)
8.1% avg CAGR
18 months covered ยท 1 window
Each row = one historical occurrence of this regime
Mar 2023 โ€“ Sep 2024
18 months 8.1%
๐Ÿ“‰ Bear Market
Sustained decline >20% from recent highs
8.0% avg CAGR
6 months covered ยท 1 window
Each row = one historical occurrence of this regime
Sep 2024 โ€“ Apr 2025
6 months 8.0%
โ†”๏ธ Sideways / Consolidation
Range-bound market, low trend conviction
6.1% avg CAGR
2 months covered ยท 1 window
Each row = one historical occurrence of this regime
Jan 2023 โ€“ Mar 2023
2 months 6.1%
๐Ÿ”ฅ High Inflation Period
CPI/WPI elevated >6%; RBI tightening
1.5% avg CAGR
2 months covered ยท 1 window
Each row = one historical occurrence of this regime
Jan 2023 โ€“ Feb 2023
2 months 1.5%
โœ‚๏ธ Rate Cut Cycle
RBI cutting repo rate; liquidity supportive
12.2% avg CAGR
4 months covered ยท 1 window
Each row = one historical occurrence of this regime
Feb 2025 โ€“ Jun 2025
4 months 12.2%

โ„น๏ธ Regime windows are approximations based on Nifty 50 price action and RBI policy dates. Returns shown are fund NAV CAGR within covered dates only.

โš ๏ธ Benchmark Note: Index data shown is Price Index, not TRI (Total Return Index). TRI includes dividends and is typically 1-2% higher annually. SEBI mandates TRI for official benchmark comparison.
Sector Allocation
government
95.3%
cashAndEquivalents
4.7%
Weightage by Market Cap
Large Cap 0.00%
Mid Cap 0.00%
Small Cap 0.00%
Asset Allocation
Debt 95.29%
Cash 4.71%
Portfolio Summary
Category Avg (Index Funds)  ยท  Turnover: 0.5%  (median: 0.3%)
Total Holdings
16
Top 10 Weight
91.20%
Portfolio Turnover
โ€” (cat avg: 0.5%)
Top Holdings
As of Oct 2026
# Security Sector Weight % Fwd P/E
1
7.52% Gujarat Sdl 2027
IN1520170045
 government
15.41%
โ€”
2
7.64% Uttarpradesh Sdl 2027
IN3320160358
 government
15.38%
โ€”
3
7.51% Maharashtra Sdl 2027
IN2220170020
 government
14.63%
โ€”
4
7.53% Haryana Sdl 2027
IN1620170010
 government
7.70%
โ€”
5
7.76% Madhyapradesh Sdl 2027
IN2120160105
 government
7.69%
โ€”
6
7.78% Westbengal Sdl 2027
IN3420160167
 government
7.69%
โ€”
7
6.9% Andhra Sdl 2027
IN1020200086
 government
7.67%
โ€”
8
6.35% Andhra Sdl 2027
IN1020200110
 government
7.64%
โ€”
9
Net Current Assets
 cashAndEquivalents
4.71%
โ€”
10
7.75% Karnataka Sdl 2027
IN1920160109
 government
2.69%
โ€”
11
7.85% Tamilnadu SDL 2027
IN3120161317
 government
2.31%
โ€”
12
7.23% Tamilnadu SDL 2027
IN3120170045
 government
2.03%
โ€”
13
7.61% Uttarpradesh Sdl 2027
IN3320170035
 government
1.54%
โ€”
14
7.2% Gujarat Sdl 2027
IN1520170052
 government
1.46%
โ€”
15
7.8% Kerala SDL 2027
IN2020160155
 government
0.77%
โ€”
16
7.62% Tamilnadu SDL 2027
IN3120161424
 government
0.68%
โ€”
Costs & Fees
Category Avg (Index Funds)  ยท  Expense Ratio: 0.29%  (median: 0.25%)  ยท  Turnover: 0.5%
Expense Ratio
0.2% (cat avg: 0.29%)
Expense Ratio Date
30 Sep 2026
Portfolio Turnover
โ€” (cat avg: 0.5%)
CRISIL Rating
Low to Moderate Risk
Kuvera Rating
โ€”
Investment Rules
Min Lumpsum
โ‚น5000
Min Additional
โ‚น1000
Min SIP
โ‚น500
SIP Available
โœ… Yes
Lock-in Period
None
Redemption Allowed
โœ… Yes
Tax Treatment
Debt/Hybrid Fund Tax Rules
• All gains taxed at income slab rate (no indexation benefit after April 2023)
• Applicable to funds with <65% equity allocation
Benchmark
NIFTY 50
SEBI-assigned category benchmark for this fund type.
Source: database
โš ๏ธ Data shown is Price Index, not TRI. TRI returns are typically 1-2% higher annually.
J
Jaydeep Bhowal
Fund Manager ยท captnemo
AMC
UTI Mutual Fund
Manager tenure/profile
Not exposed by current APIs
Management Context
Fund HouseUTI Mutual Fund
Inception / First NAVJan. 12, 2023
AUMRs 644 Cr
Expense Ratio0.2%
Portfolio Turnover-
RatingLow to Moderate Risk
BenchmarkNIFTY 50
Data Sourcecaptnemo
Portfolio Managed
Holdings Used
16
database
Sectors
2
Portfolio view
3Y Sharpe
1.37
NAV computed
3Y Drawdown
-0.2%
NAV computed
The investment objective of the scheme is to track the Index by investing in securities as represented by CRISIL IBX SDL Index โ€“ June 2027, subject to tracking errors. However, there is no guarantee or assurance that the investment objective of the scheme will be achieved.
Computing fund scorecard & factor breakdownโ€ฆ
Loading peer funds in the same categoryโ€ฆ
Loading NAV history for analysisโ€ฆ